shivanand_choudhari
2

Dear all plz suggest me what is the different between the ESIC & WC Regards shivanand
From India, Pune
saiseven
54

ESI provides for an employee's insurance to enable him to enjoy a package of benefits like treatment of sickness, maternity, disablement or death due to injury in connection with employment, benefits for dependents of the deceased employee, funeral expenses etc.
While Employees' Compensation Act(ESA-previously Workmen's Compensation Act) provides for monitory compensation to an employee or his legal heirs only in case of his death or disablement whether temporary or permanent due to any injury or accident occurred in connection with employment. Thus ESI Act is wider in scope than the ECA. An employee covered under ESI cannot claim benefit under ECA.

From India, Mumbai
PTRC
46

To add to waht Mr.Saikumar has said, I would like to add that ESI Act is applicable only in the areas notified by the Government. Units employing 10 or more workers, situated in notified area are covered under ESI Act. In such units the workers paid salary of Rs.15000 or less ONLY are covered under the ESI Act. Rest all will be covered by ES Act. Under ESI Act, since it is insurance, employer and employee both have to pay the premium jointly and as in all insurance schemes there are limitations and conditions for the benefits. IN EC Act there is no contribution to be paid. ECA ct is much wider in scope than ESI Act. EC Act is applicable to the workers engaged in occupations listed in the Schedule of the Act. Even agriculture is in the list and I know several case laws where agriculture workers have won compensation for the injuries arisen in course and out of employment
From India, Coimbatore
D.GURUMURTHY
107

Dear Sir,
The E SIC Act is having multiple benefits to the Members covered.
Whereas WC Act covers only to major injuries/Compensation amount in case of untoward incident/death occurs while on duty and while at work.
W.C. Act will not apply in case ESI Act covers.
D.Gurumurthy
HR/IR Consultant

From India, Hyderabad
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