We have some employees who are covered under ESI, and the rest of the employees have been insured through the Group Health Insurance Scheme and Personal Accident Insurance. Despite that, is it necessary to take insurance under the Workmen's Compensation Act.
From India, New Delhi
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4From India, New Delhi
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Dear,
Neither is it necessary nor legally required to take insurance cover under the Workmen's Compensation Act. Those whose salary is up to 10k might be covered under ESI. I personally do not feel inclined to provide insurance cover under the Workmen's Compensation Act to those who are not covered under ESI. They will not benefit significantly from the Workmen's Compensation Act as their nature of the job is not as such.
Thank you.
J. S. Malik
From India, Delhi
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Neither is it necessary nor legally required to take insurance cover under the Workmen's Compensation Act. Those whose salary is up to 10k might be covered under ESI. I personally do not feel inclined to provide insurance cover under the Workmen's Compensation Act to those who are not covered under ESI. They will not benefit significantly from the Workmen's Compensation Act as their nature of the job is not as such.
Thank you.
J. S. Malik
From India, Delhi
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Dear,
It is advisable to get an insurance policy for those workers who are not covered under the ESI Act, 1948, and are covered under the definition of a worker under the WC Act, 1923, from an insurance company.
Regards,
R.N.Khola
(Labour Law & Legal Consultants)
09810405361
From India, Delhi
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It is advisable to get an insurance policy for those workers who are not covered under the ESI Act, 1948, and are covered under the definition of a worker under the WC Act, 1923, from an insurance company.
Regards,
R.N.Khola
(Labour Law & Legal Consultants)
09810405361
From India, Delhi
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Dear Sirs, Is it not sufficient as we have taken Group Health and Personal Accident policy of the employees?
From India, New Delhi
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From India, New Delhi
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Dear,
It is also sufficient if you could benefit under these schemes and then payment may be made to the affected workman in accordance with the W.C. Act, 1923.
Regards,
R.N. Khola
(Labour Law & Legal Consultants)
09810405361
From India, Delhi
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It is also sufficient if you could benefit under these schemes and then payment may be made to the affected workman in accordance with the W.C. Act, 1923.
Regards,
R.N. Khola
(Labour Law & Legal Consultants)
09810405361
From India, Delhi
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Dear RKN,
Is it permissible for a company to claim an amount from an insurance company under a Personal Accident Insurance Policy and pay a lesser amount to the nominees of the workers based on calculations reached through the Workers' Compensation policy?
Exserg
From India, New Delhi
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Is it permissible for a company to claim an amount from an insurance company under a Personal Accident Insurance Policy and pay a lesser amount to the nominees of the workers based on calculations reached through the Workers' Compensation policy?
Exserg
From India, New Delhi
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Dear RNK, Is it permissible to claim more amount through Pers. Acci. Insu. and pay less to nominees of workmen as per calculation of WC act in the event of death ? Exserg
From India, New Delhi
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From India, New Delhi
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Under no circumstances, it is possiible to claim more from Insurance Companies and pay less as compensation.
From India, Hyderabad
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From India, Hyderabad
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Dear,
If the workman is covered under the WC Act, 1923, then the employer has to pay compensation in accordance with the provisions of this Act only.
Regards,
R.N. Khola
(Labour Law & Legal Consultants)
09810405361
From India, Delhi
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If the workman is covered under the WC Act, 1923, then the employer has to pay compensation in accordance with the provisions of this Act only.
Regards,
R.N. Khola
(Labour Law & Legal Consultants)
09810405361
From India, Delhi
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Yes it is compulsary, if the person is not covered under ESIC then the person to be covered under WCI ACT, Even if the insurance is taken.
From India, Thana
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From India, Thana
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Dear Sir,
I have an inquiry about the insurance scheme for the workmen. Please tell me whether the workmen shall be entitled if he shall die in any accident.
Please send your reply.
Regards, Chittaranjan Pradhan (Admin-cum-HR)
From India, Bhubaneswar
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I have an inquiry about the insurance scheme for the workmen. Please tell me whether the workmen shall be entitled if he shall die in any accident.
Please send your reply.
Regards, Chittaranjan Pradhan (Admin-cum-HR)
From India, Bhubaneswar
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Employees' State Insurance Act 1948.doc
Employees' State Insurance Act 1948.pdf