Hi,
I require your help. One of our employees met with an accident on her way to the office. She is not covered under ESI and has been on medical leave for almost 2 months. Is there any policy in worker compensation that would allow us to reimburse her salary?
Regards,
Nidhi Mishra
From India, Indore
Acknowledge(0)
Amend(0)
I require your help. One of our employees met with an accident on her way to the office. She is not covered under ESI and has been on medical leave for almost 2 months. Is there any policy in worker compensation that would allow us to reimburse her salary?
Regards,
Nidhi Mishra
From India, Indore
Acknowledge(0)Amend(0)
Compensation for Employees Not Covered Under ESI Act
Since she is not covered under the ESI Act, the employer will have to provide compensation as per the Employees' Compensation Act. This includes reimbursement of medical expenses incurred by her and payment of disablement benefits as per the Act.
Benefits of Permanent Disablement and Death
Benefits payable for permanent disablement and death are based on wages and age factors. The younger the employee, the higher the benefits will be. In the case of death, the compensation will be 50% of wages multiplied by the age factor, subject to a minimum of Rs 120,000. For permanent disablement, it is 60% of wages multiplied by the age factor, subject to a minimum of Rs 140,000. The maximum wages for these purposes shall be Rs 8,000.
If there is no permanent disablement, then the benefit will be 25% of wages for every 14 days. You can also limit the wages to Rs 8,000.
Please find the attachment pertaining to total permanent disablement and death.
Regards, Madhu.T.K
From India, Kannur
Acknowledge(1)
Amend(0)
4533Since she is not covered under the ESI Act, the employer will have to provide compensation as per the Employees' Compensation Act. This includes reimbursement of medical expenses incurred by her and payment of disablement benefits as per the Act.
Benefits of Permanent Disablement and Death
Benefits payable for permanent disablement and death are based on wages and age factors. The younger the employee, the higher the benefits will be. In the case of death, the compensation will be 50% of wages multiplied by the age factor, subject to a minimum of Rs 120,000. For permanent disablement, it is 60% of wages multiplied by the age factor, subject to a minimum of Rs 140,000. The maximum wages for these purposes shall be Rs 8,000.
If there is no permanent disablement, then the benefit will be 25% of wages for every 14 days. You can also limit the wages to Rs 8,000.
Please find the attachment pertaining to total permanent disablement and death.
Regards, Madhu.T.K
From India, Kannur
Acknowledge(1)Amend(0)
Nidhi, your question is unclear. Are you asking about your liability under the Workmen's Compensation Act? Or are you asking if there is an insurance policy under which this can be covered and recovered? If you take out a policy now, it will definitely not cover a previous accident. If you have an existing policy, how can we know what it covers? You will know if you read the act.
From India, Mumbai
Acknowledge(0)Amend(0)
From India, Mumbai
Acknowledge(0)Amend(0)CiteHR is an AI-augmented HR knowledge and collaboration platform, enabling HR professionals to solve real-world challenges, validate decisions, and stay ahead through collective intelligence and machine-enhanced guidance. Join Our Platform.
PMS COmpensation and Benefits.doc
Certified Compensation & Benefits Manager.pdf
Compensation and benefits.ppt