Dear fraternity, one of my employees has completed 58 years of service and is still continuing as an employee. We are deducting his PF and depositing both contributions in PF except for the pension. Now, he would like to draw his pension as he has completed 58 years of service. Can you please guide me on how to proceed with this matter? Do I process his pension, or does he have to withdraw PF as well? Please advise and guide.

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rkn61
651

Obtaining a Scheme Certificate from EPFO

Please ask him to obtain a scheme certificate from EPFO. This can be obtained online as well.

After the scheme certificate is obtained, he has to submit the scheme certificate in original along with the following documents:

1) Non-employment certificate - self-declaration duly signed by Member/Claimant
2) Form 10-D, duly filled and signed by himself and his employer
3) 3 Nos of family photographs (his and his spouse)
4) Copy of Bank Passbook
5) An original blank cheque, duly canceled (cheque should carry his name)

Submit the original scheme certificate with the above documents to the Office of EPFO. They will process the claim and credit the applicable pension amount to his bank account.

From India, Aizawl
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VK
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He has completed 35 years of service, yet a scheme certificate is still required. However, the employee is continuing in our organization as a consultant. We are deducting PF and paying into PF only.

Regards,
HR


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EPFO Pension Process

No need for any scheme certificate. The employee will approach EPFO through Form-D with all formalities, and the pension will start. If the employee continues his service, his entire PF contribution will be deposited to the PF only.

S K Bandyopadhyay (Howrah, WB)
CEO-USD HR Solutions

From India, New Delhi
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Thank you sir. For applying pension ...two months gap is not required...is that correct sir. Or i have to wait for 2 months to apply for pension..

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Pension Eligibility After 58 Years

After attaining the age of 58 years, any employee eligible for a pension can apply immediately. There is no need to wait for 2 months.

S. K. Bandyopadhyay (WB, Howrah)
CEO-USD HR Solutions

From India, New Delhi
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