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Dear Sir/Madam,

I am working in a staffing firm and have a query regarding an insurance claim for the death of a contractual laborer. I have submitted the claim to the insurance company, but they are requesting the PAN card of the deceased laborer. However, he did not possess a PAN card. Could you please advise on the necessary steps to take in this situation? Will the insurance company reject the claim due to the absence of a PAN card?

Regards,
Nimit Kasturiya

From India, Jamnagar
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Dear Member,

The Insurance Company cannot reject a claim solely on the ground that the "Deceased Employee" did not have a PAN CARD. You have to submit documents of the Nominee/Legal heir. Is the deceased Employee's name included in the Policy?

Thank you.

From India, New Delhi
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The Labourer is not a Income Tax payer wherein he will carry PAN Card, please ask the Insurance company for what reason they require PAN Card of the deceased.
From India, Ahmadabad
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