Employees Compensation Act 1923 - Pdf Download - CiteHR
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Can we replace ESI with WCA ? Can we have only one scheme out of above two for regular as well as contractual woekers?
Please go through this discussion even before you think of such possibilities, laws are set and need to be followed as they are intended to be, you do not have the freedom to pick and choose according to your convenience. Please read the Act first in which you have a doubt to ask to have some basic knowledge, it will help you in understanding what is advised in this discussion.
Dear Bamazai
NO .We cannot replce ESI by WC.If any area is covered under ESI & ANY EMPLOYEE'S SALARY IS LESS THAN Rs.15000 Per month then ESIC is mandatory(if salry is more than 15000 then WC/EC).Otherwise WC/EC will be applicable.

The workman who is covered under ESI scheme not required to be covered under WC/EC Act. In other words WC act is applicable in those case where ESI scheme is not able to covered.
There are so many areas and location in our country where ESIC is not exist and has not able to make coverages. In those area/locations must be covered under WC act.
The ESIC Scheme is providing social securities such as medical treatment , post death benefits, pension to dependents ,etc.
WC policy provides the cash compensation to the nominee of deceased workman.

Dear Rakesh,
From the nascent point of view, let me understand the following -
a. What do you mean by the term 'Proportionately'.
b. Is the Work Area comes under ESI Notified area.
c. How the Principal Employer is planning to mitigate the risk. Are your having any master policy ?
Anyways do call me @+91-9686576678. I hope i can give you certain tips to move forward.
with regards,

Dear Seniors,
can we take Employee Compensation Policy instead of ESIC for an employee who is drawing salary less than 15000 also in ESI notified areas.please clarify me.
My manager tell me that employee must be insure , no bother whether it is ESI or PF and I suppose My manager is wrong.

HI, Instead of ECA you recommend for personal accident insurance
No If it is ESI notified area, the organization has no other option Coverage under ESI is mandatory.
If am not wrong,
Employees compensation Act is ofcourse is a alternative arrangement to cover the employees in lieu of esic where ESIC ZONE is not declared.However ESIC Act also provides for opting any other insurance cum mediclaim scheme that provided better facilities and welfare facilities than what esic is providing. Also One has to take appropriate exemptions under the act where in after approvals from esic dept one can opt for any other better scheme of welfare against esic.
Thanks and warm regards

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