Hi, I was working with Infosys BPO in Bangalore a few years ago. I have not received the sum of my Provident Fund in my account. How do I track this information? I am in Surat (Gujarat) now and want to know if I can inquire and apply again for the Provident Fund here. Please help.
From India, Pune
From India, Pune
I am working in a firm and have to file my tax returns to reclaim the money that got deducted as part of rent allowance and investments. Please advise how I do that. I plan to continue here. I have no idea about all the procedures about filing tax returns. Can a common person like me (debut attempt) without ANY knowledge get it done or do you recommend a CA? I would like to give it a try and learn. What do you recommend?
From India, Mumbai
From India, Mumbai
Thanks so much for the above update. Just wanted to know one more thing can I fill form 19 in surat as I am residing here now and I was working in Bangalore
From India, Pune
From India, Pune
Yes, you can send your claim in Form 19 along with:
a. a xerox copy of the first page of the passbook of your savings bank account to confirm your bank account number.
b. you can get attestation in the place of employer on page 2 of the form - from the manager of the bank where you have a savings bank account.
c. you can mention your present address as the address for communication in the relevant place.
d. you can send the forms after duly filling them in, getting them attested, and with enclosures by registered post to EMPLOYEES' PROVIDENT FUND ORGANISATION (Ministry of Labour, Government of India) "Bhavishya Nidhi Bhawan" Ram Chowk, Ghod-Dod Road Surat-395001, Gujarat
From India, Madras
a. a xerox copy of the first page of the passbook of your savings bank account to confirm your bank account number.
b. you can get attestation in the place of employer on page 2 of the form - from the manager of the bank where you have a savings bank account.
c. you can mention your present address as the address for communication in the relevant place.
d. you can send the forms after duly filling them in, getting them attested, and with enclosures by registered post to EMPLOYEES' PROVIDENT FUND ORGANISATION (Ministry of Labour, Government of India) "Bhavishya Nidhi Bhawan" Ram Chowk, Ghod-Dod Road Surat-395001, Gujarat
From India, Madras
Under The Provident Funds Act, 1925
The provident fund is a compulsory, government-managed retirement savings scheme. Both the employee and employer contribute to the employer’s provident fund as per pre-defined contribution levels. The fund continues to grow until the employee decides to withdraw the amount, which could be at the end of employment or at the time of retirement.
Upon retirement, resignation, or death, the amount contributed by the employee and employer, along with the specified interest amount, will be given to the employee. Partial withdrawals are allowed for pre-defined expenses, including house construction, higher education, marriage, illness, etc.
Benefits of PF Account
Loan against PF: An employee can take a loan against their PF account at an interest rate levied at only one percent during emergencies. The loan must be repaid within 36 months of disbursal.
Free insurance: Under the EDLI scheme, in case of death during the period of employment, a PF account holder becomes eligible for free insurance up to Rs. 7 lakhs.
From India, Noida
The provident fund is a compulsory, government-managed retirement savings scheme. Both the employee and employer contribute to the employer’s provident fund as per pre-defined contribution levels. The fund continues to grow until the employee decides to withdraw the amount, which could be at the end of employment or at the time of retirement.
Upon retirement, resignation, or death, the amount contributed by the employee and employer, along with the specified interest amount, will be given to the employee. Partial withdrawals are allowed for pre-defined expenses, including house construction, higher education, marriage, illness, etc.
Benefits of PF Account
Loan against PF: An employee can take a loan against their PF account at an interest rate levied at only one percent during emergencies. The loan must be repaid within 36 months of disbursal.
Free insurance: Under the EDLI scheme, in case of death during the period of employment, a PF account holder becomes eligible for free insurance up to Rs. 7 lakhs.
From India, Noida
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