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suraj-s3447566
Hi Lakshminarayan / EFPO Experts

I am aged 47 and have resigned from my previous company after completing 14 years. At this stage I am self employed (will not join any other company for PF/ Pension continuance) and have withdrawn all PF amount. However for the EPS withdrawal I see that only Scheme certificate can be received upon sending 10C form. ( > 10 years exp and < 58 years)
Question is
1. Is this true? Can I not withdraw the amount now?
2. If I get the scheme certificate, what is the use of it? ( I wont intend to join other company anyway)
3. At 58 years, is this certificate needed to draw pension?

Thanks a lot for your service and answering in advance.

From India, Bengaluru
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