Shraddha Shetty
Hi, I have recently joined MNC as HR Executive & i came to know that I am not in ESIC as per updated norms as my salary exceeds 21k & company have provided health insurance but that premium is deducted from my salary so is it applicable or not. I just want to clarify nothing else.
Regards
Shraddha

From India, Pune
riteshmaity
243

It is not applicable unless it was mentioned in your terms of appointment/ salary details or without your subsequent consent.
From India, Kolkata
Shraddha Shetty
Thanks for prompt reply. Its not mentioned in appointment letter.
From India, Pune
Shraddha Shetty
But is it compulsory to opt for health insurance as i do have my personal insurance. If i dont want this facility from company so may i ask them to add that amount in net salary.
From India, Pune
Apex Management
157

In case the premium is being borne by you, then it is totally your discretion either to opt or not. P k Sharma
From India, Delhi
Shraddha Shetty
Thank you so much as this will help me to discuss with my employer.
From India, Pune
ashvan.2927@gmail.com
175

Hi Shraddha,
Greetings of the day!!!
Please clarify ; Company is deducting Group health insurance amount from your CTC or Insurance amount from your gross salary ?
If its from CTC than you can not do any thing as its from CTC.

From India, Pune
Shraddha Shetty
Hello Ashish,
Its a group health insurance amount, means initially in salary break up certain amount shown as deduction amount for ESIC but after clarifying new norms of ESIC then they have added that amount in my in hand, but later they decided to deduct insurance amount from that. So that's why i am bit confused about it.

From India, Pune
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