Hi Since i don not have own bank account ,Can i withdraw my pf by giving a joint account details with my mother,primary account holder being my mother.i resigned last year and currently not working.
From India, Bangalore
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From India, Bangalore
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It would be better if you open your own account, especially in a nationalized bank. Make sure you have all the required IDs with you so that you can easily open the account and avoid any difficulties in accessing your PF.
Regards,
Manish Bali
From India, Delhi
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39Regards,
Manish Bali
From India, Delhi
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As you have mentioned that your joint account is with your mother, please note that it is not valid for the withdrawal of PF. A joint account is valid only in the case of a spouse. Therefore, it is better to open your own account. It may be with any bank, but the bank should have NEFT facility, which is a must, as now EPFO is processing the withdrawal cases through NEFT only. Hope this information helps you.
From India, Delhi
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From India, Delhi
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PF Calculation Sheet To The Subscribers At the Time Of Provident Fund Withdrawal.pdf