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Dear sir, I am an MBA Finance graduate working in an public sector bank since three years. Recently i am facing a turmoil in my job. I have been staying in a PG kind of accommodation since its not my home state and first posting. i have been paying a rent of 5800/- plus electricity bill. As per bank policy i was allowed to claim a maximum of 8000/- as rental allowance. Being a beginner i was unaware of difference between rental entitlement and rental allowance. So i was claiming full amount of 8000/- on PG bill. Now that bank started scrutinising rental bills and decided to dismiss employees submitting wrong bills. I have no idea it is such a serious misconduct and landed in trouble. I am very new to industry and i am in late 20's. Kindly advise me with what are my options if i was dismissed.
I'm finding the job routine. no rewards/improvements, challenges. i was already looking for change and suddenly landed in this trouble.
Kindly help me what are my career prospects if dismissed. can i find employment in private sector? Finance/Marketing industry.
I still didn't loose my zeal. I wanted to rebuild my career. I wanted to hone my skills, do some certificate courses( business analytics, data analytics, market research etc). Kindly consider my age(28) and give me your best advise on how to build my career after a debacle.
Thanks and Regards

Dinesh Divekar

Dear friend,
Everything depends on the remarks on the experience certificate that your bank will issue to you after the dismissal. If the employment certificate is "neutral" then there is no need to worry as such. When the government employees are removed on disciplinary grounds, not necessarily the reasons for their dismissal are mentioned in the employment certificate unless the offence committed is grave or the offence that falls under the purview of "moral turpitude".
If you get the certificate with negative remarks then it will nullify your career in the bank. I say so because there is no point in showing this certificate to your prospective employers. If you show this type of certificate to your prospective employers, with the obvious reference to your questionable integrity, I am afraid that they will consider your candidature. In such case better not to mention about your employment in the bank and start applying as a fresher!
Dinesh Divekar

From India, Bangalore
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