Harsh Kumar Mehta
Consultant In Labour Laws/hr
Sr. Manager Hr/admin
Srinath Sai Ram
Team Lead - Human Resources
24th June 2017 From India, New Delhi
If your Organization is under ESI implemented area & The Act. is applicable to your org then you must have to take your employees under coverage of ESI whoever monthly Gross salary is 21K or below. however exemption may be granted only if you could prove that you can provide better medical benefits to your employees then ESIC. the appropriate officer is empowers to accept or reject the application with regard to be exclude from ESIC.
Thanks & Regards
HR & Labour, Corporate Laws Advisor
25th June 2017 From India, Agra
As per my understanding, it is mandatory to have the ESI coverage for your employees who are drawing gross salary below 21K per month when your organization is having 10 or more employees. Any other medical benefits may not be a replacement for ESIC coverage as most of the ESIC inspectors may not agree to your claim that your medical coverage offers better benefits than ESIC [in case, there is a medical insurance coverage policy which covers all the benefits that ESI offers]. As ESI is offering many benefits to the employees who are covered under it, I personally don't believe that it can be replaced by any other insurance policies. [sorry, if I am wrong.]
The medical insurance coverage policy will replace ESI in areas which are declared as ESI - Non implemented areas. This attachment may be helpful for you.
Thanks and Best Regards,
26th June 2017 From India, Bengaluru
26th June 2017 From India, Noida