Hi There,
Recently I changed my employer and joined USA firm which does not have presence in India so I wont be having PF deductions.
As per Govt. website, this is my current EPF balance 108610 (EE Amount) and 75027 (ER Amount).
1. I want to understand, where is my Pension Fund balance?
2. Will you advise me to withdraw PF and Pension Fund now itself or shall I keep until my retirement ? (FYI: I am 35 yrs old)
3. I know about PF withdrawal but if I want, how can I withdraw Pension Funds?
Thank You.

From United States
Hi,
As per your query,
1. EE amount (- minus) ER amount is the amount in your pension fund. EE amount is Employees amount and ER amount is Employer amount.
2. you have both the options. Since it is a small amount you can withdraw it. or else you can also opt for pension on attaining the age of 58.
3. If you want to withdraw your Pension fund, you need to file form 10C and if your want the amount a monthly pension after 58 years, you need to file form 10D when you attain 58 years of age.
Hope all clear.

From India, Delhi

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