Dear Sir/Madam,

I had applied PF and Pension transfer from oracle to wipro.

i left wipro after 5 months of service and joined infosys company *current company

PF got transferred to wipro but not Pension amount to wipro.

I raised this query with epf office and got following reply "This is with reference to your Grievance registered vide Registration Number SROKN/E/2013/05113.

It is informed that after processing your grievance,the following action(s) has been taken:

The application in respect of form 13 has been settled and the amount has been transfered. Details are as under Rs xx,xx,xx vide neft dtd 25.06.2013 transfer pf account no PYBOM/10275/68729 and for pension service details is transfer and not the amount.\" So my question is

1) why they have mentioned Pension service details is transfer, what does it mean?

2) now if i initiate withdrawal of PF and Pension from my current company def to wipro, how will the transfer happen?

Please explain the process, will i get that pension amount.

From which company should i initiate the withdrawal.. Please clarify.

Thanks & Regards,

Prasad S B
29th September 2013 From India, Bangalore
Dear Sir/Madam, I had not mentioned about experience details. My service in Oracle was 5 years, Wipro was 5 months and Infosys current is 2 months. Regards, Prasad S Billahalli
29th September 2013 From India, Bangalore
Hi ,
It means your Pension service record of 5.5 years has been transferred to your new employer. It does not require Pension Amount to be transferred but just record is enough to claim your pension.
1st October 2013 From India
Dear Rakesh, Thanks for your info. So you mean if i initiate PF and Pension withdrawal from infosys to Wipro. I would get both PF and pension amount. Please guide. Thanks & Regards, Prasad
1st October 2013 From India, Bangalore
First of all that is not withdrawal, It is transfer. They transfer PF money not the pension. They just transfer your employment record. In so when you attain pension age this service record is considered for pension paymeny. Bcoz most of people contribute max 541 per month. So dont worry your PF transfer is complete.
2nd October 2013 From India
Thanks Rakesh for your info.
So it means that if i withdraw PF and Pension, i will only get PF amount and not Pension amount.
correct me if i am wrong.
Thanks for your info.
Thanks & Regards,
Prasad S Billahalli
2nd October 2013 From India, Bangalore
In withdrawal you have both options. With scheme certificate or without there you get entire money PF +EPS .
2nd October 2013 From India
I am also facing same problem written around 100 mails to different PF commissioners but in vain. The standard reply of officials is "Closing the grievance"---pension under EPS-95 is calculated by computerised system. It is very difficult to fix pension after 20 years. It is calculated by considering total EPF-71 and EPS-95 service, age and pensionable salary. There is no record what is your contribution.

The abstract of my complain is as under-

As per your record - FPF upto 2004-005 Rs. 5xxxx/- year 2005-2006 Rs. 6xxx/- and year 2006-2007 for Rs. xxxx/- . Sum of all is equal to =Rs. 5xxxx/= in 2006-2007 ( Jun 2006 )

In 2012 the total amount shall go up instead of that it came down to Rs.4xxxx/= Only. ( Once again e passbook is attached herewith for your quick reference)

If I consider your record is correct then also it shall be Rs.5xxxx+ Rs.4xxxx= Rs.1xxxxx/= . Why its not reflecting in my account.

In addition to above records of -- Date of Joining (EPF):NA Date of Joining (EPS):NA Date of Birth:NA is missing.

I raised follwoing question with them but no answer so far--

Pl let me know I have completed 30 yrs of service but deduction from my salary was Rs. 540/=PM for pension fund and I could deposit only for 10 Yrs ( Many of the companies have their own trust for PF) what will be my pension after retirement.

In case my deposit was for 20 yrs @540/= PM what will be pension in this case.

in 3rd case for whole 30 Yrs @540/=PM has been deducted for pension fund, what will be pension.

Pl reply clearly the pension in terms of Indian Rupees Per month.
3rd October 2013 From India, Mumbai
Hi Mr. Ansari,

You can use following attached Excel utility. It was prepared by some CiteHR member long back. But It is useful tool to know your around figure for pension amount.

I see EPFO is unable to find your correct records regarding your date of birth, Date of Joining and Date of separation from the organization. Also If you have worked with different org during 30 year. Some of them are private trust as you mentioned. Did you transferred or withdraw you benefits from these trust. Because EPS part is maintained by EPFO while PF part is maintained by Trusts. So please check with your past employers about your EPS account which is generally different from PF account in all case.

If they have not transfered your service record to single or your last Pension account I would suggest you to first transfer your service record to a single account using a Scheme certificate. (Use form 10C).

After all records are with your last EPS account. I would suggest to you apply for pension if you have already retired or attained 50 years (not working).

Hope this will help you somewhat.
4th October 2013 From India

Attached Files
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File Type: xls EPF Pension.xls (26.0 KB, 827 views)

Dear M. Rakesh,
Thanks for reply.
My question to PF deptt is that in my account pensionable amount should have been more than 1 lac and its showing only 40K, where is rest of the amount 60K. They dont have any answer why its not reflecting in my account.
Second point my first three and half year service was in two different company hwer the money was tranfered in private trust managed by company. When I joined new organisation the PF amount was trasfered there with interest ad it was in Govt of Rajasthan PF section. But they are acknowledging it from the day I joined Govt PF . So first 3 and half year are in vain. Then the doubt is that when I am not depositing money in bank then how can I woithdraw and whats the relationship of pension & my contibution?
7th October 2013 From India, Mumbai
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