Dear Sender,
Retirals means the benefits payable at the time of Retirement.
For e.g.
1. payment of Gratuity (paid by employer on the total service render)
2. Leave Encashment ( no. of paid leave encash by Emloyer)
3. Provident Fund - total PF contribution paid by PF office in lumsum.
4. Pension - monthly pension paid by P.F. office till survival and thereafter his nominees. like wife, children.
5. Superannuation- If co. have the superannuation policy, then monthly pension paid by company.
Somebody mentioned about ESIC in reply. There will be no ESI benefit given at the time retirement unless any disablement.
If any query, send mail-
regs,
Bhushan Dahanukar
Mumbai
What are RETIRALS? 
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