prabhuswami4 Started The Discussion:
Hi, I am an authorised insurance advisor with LIC of India (India' biggest and trusted company in insurance). Please mail me your exact requirements along with your DOB for a tailormade plan presentation with complete benefit illustration at /
9th December 2008 From India, Bijapur

I am interested in a Health plan (mediclaim type) wherein I may go to a hospital for any medical treatment (subject to hospitalization of 24 hours) and avail cashless benefit (i.e. the payment on my behalf to be made by the Insurer to the hospital). My age is 31 years. Let me know if there is any good plan which you may suggest me for my need. I need to get this done ASAP to avail tax benefit as well under section 80D.
16th December 2008
My name is amit and dob is 1975 I would like to know the benefits of the health insurance plan of lic vs regular plan of helath insurance like new india assurance / oriental / etc. Pl reply
17th December 2008 From United States, Wickliffe
Dear Mr.Nitin,
Thanks for the inquiry. Please see the attachment for the quote and note that you can double the HCB. Then the Premium will be double. Claim will be aid to you directly.
Thanking you and looking for your relply. Please feel free to contact me for further clarification.

17th December 2008 From India, Bijapur
Attached Files
File Type: xls health plus calculator- MR.NITIN.xls (159.5 KB, 645 views)
Dear Mr.Amit,
The main differences between LIC HEALTH PLUS and Gen.Insurance Medi claim are as follows:
  1. LIC has covered all the treatment and Gen.Insurance some secified.
  2. LIC is Payment is to Insurer and Gen,Insurance will Pay to Hosital.
  3. At the end of the maturity, The Insurer will get lumsum amount in his hand irrespective of your claim.
  4. etc.,
Please see the attchment for your detailed Health Plus Benifit chart.
Thanking you,
17th December 2008 From India, Bijapur
Attached Files
File Type: xls health plus calculator-MR.AMIT.xls (160.0 KB, 344 views)
Dear Mr.Nitin,
Please see the attachment for Health Plus benifit chart(maximum SA) and you can claim Tax exemtion on maximum premium up to 15000.00 u/s 80D.
Thanking you,
17th December 2008 From India, Bijapur
Attached Files
File Type: xls health plus calculator- MR.NITIN.xls (140.0 KB, 254 views)
Hi Thank you for the reply,
Does this helath policy covers the cashless facility ? does this covers the hospital benefits right from the admission in the hospitals?
Pl send me the similar information of retirement policy, may be more than one.
22nd December 2008 From United States, Wickliffe
Thanks for the quary. In this Health plus claim, LIC will pay the claim directly to you. You are eligible to claim to the maximum of Hosital Claim Benifit you choosed in your policy.
Further we have different pension plans mentioned below:
Thanking you ans waiting for your reply.
22nd December 2008 From India, Bijapur
Dear Mr.Sujeet Patil, This movement the most popular policies are: Jeevan Saral, Market Plus 1, Childeren future plan and Health Plus.
24th June 2009 From India, Bijapur
You can get online help also about insurance plans and news about insurance: (Insure your future) at
25th June 2009 From India, Delhi

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