Insurance Advisor (LIC of India) - for all your Insurance need
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prabhuswami4 Started The Discussion:

Hi, I am an authorised insurance advisor with LIC of India (India' biggest and trusted company in insurance). Please mail me your exact requirements along with your DOB for a tailormade plan presentation with complete benefit illustration at /

Thanks

bnitin007 -  Member Since: Sep 2008
I am interested in a Health plan (mediclaim type) wherein I may go to a hospital for any medical treatment (subject to hospitalization of 24 hours) and avail cashless benefit (i.e. the payment on my behalf to be made by the Insurer to the hospital). My age is 31 years. Let me know if there is any good plan which you may suggest me for my need. I need to get this done ASAP to avail tax benefit as well under section 80D.

Regards,
Nitin

bnitin007 -  Member Since: Sep 2008
I am interested in a Health plan (mediclaim type) wherein I may go to a hospital for any medical treatment (subject to hospitalization of 24 hours) and avail cashless benefit (i.e. the payment on my behalf to be made by the Insurer to the hospital). My age is 31 years. Let me know if there is any good plan which you may suggest me for my need. I need to get this done ASAP to avail tax benefit as well under section 80D.

Regards,
Nitin

amitpa -  Member Since: Aug 2008
My name is amit and dob is 1975 I would like to know the benefits of the health insurance plan of lic vs regular plan of helath insurance like new india assurance / oriental / etc. Pl reply

prabhuswami4 -  Member Since: Dec 2008
Dear Mr.Nitin,

Thanks for the inquiry. Please see the attachment for the quote and note that you can double the HCB. Then the Premium will be double. Claim will be aid to you directly.

Thanking you and looking for your relply. Please feel free to contact me for further clarification.

PRABHUSWAMI A.PRABHUDEVARMATH.


Quote:
Originally Posted by bnitin007 View Post
I am interested in a Health plan (mediclaim type) wherein I may go to a hospital for any medical treatment (subject to hospitalization of 24 hours) and avail cashless benefit (i.e. the payment on my behalf to be made by the Insurer to the hospital). My age is 31 years. Let me know if there is any good plan which you may suggest me for my need. I need to get this done ASAP to avail tax benefit as well under section 80D.

Regards,
Nitin


Attached FilesProvided by community member prabhuswami4. Join us to learn and grow with your peers.
File Type: xls health plus calculator- MR.NITIN.xls (159.5 KB, 596 views)
prabhuswami4 -  Member Since: Dec 2008
Quote:
Originally Posted by amitpa View Post
My name is amit and dob is 1975 I would like to know the benefits of the health insurance plan of lic vs regular plan of helath insurance like new india assurance / oriental / etc.


Pl reply
Dear Mr.Amit,


The main differences between LIC HEALTH PLUS and Gen.Insurance Medi claim are as follows:
  1. LIC has covered all the treatment and Gen.Insurance some secified.
  2. LIC is Payment is to Insurer and Gen,Insurance will Pay to Hosital.
  3. At the end of the maturity, The Insurer will get lumsum amount in his hand irrespective of your claim.
  4. etc.,
Please see the attchment for your detailed Health Plus Benifit chart.

Thanking you,
PRABHUSWAMI.


Attached FilesProvided by community member prabhuswami4. Join us to learn and grow with your peers.
File Type: xls health plus calculator-MR.AMIT.xls (160.0 KB, 295 views)
prabhuswami4 -  Member Since: Dec 2008
Quote:
Originally Posted by bnitin007 View Post
I am interested in a Health plan (mediclaim type) wherein I may go to a hospital for any medical treatment (subject to hospitalization of 24 hours) and avail cashless benefit (i.e. the payment on my behalf to be made by the Insurer to the hospital). My age is 31 years. Let me know if there is any good plan which you may suggest me for my need. I need to get this done ASAP to avail tax benefit as well under section 80D.

Regards,
Nitin
Dear Mr.Nitin,

Please see the attachment for Health Plus benifit chart(maximum SA) and you can claim Tax exemtion on maximum premium up to 15000.00 u/s 80D.

Thanking you,
PRABHUSWAMI A.PRABHUDEVARMATH.


Attached FilesProvided by community member prabhuswami4. Join us to learn and grow with your peers.
File Type: xls health plus calculator- MR.NITIN.xls (140.0 KB, 221 views)
amitpa -  Member Since: Aug 2008
Hi Thank you for the reply,

Does this helath policy covers the cashless facility ? does this covers the hospital benefits right from the admission in the hospitals?

Pl send me the similar information of retirement policy, may be more than one.


regards

amit

prabhuswami4 -  Member Since: Dec 2008
Quote:
Originally Posted by amitpa View Post
Hi Thank you for the reply,

Does this helath policy covers the cashless facility ? does this covers the hospital benefits right from the admission in the hospitals?

Pl send me the similar information of retirement policy, may be more than one.


regards

amit
Dear Mr.Amit,
Thanks for the quary. In this Health plus claim, LIC will pay the claim directly to you. You are eligible to claim to the maximum of Hosital Claim Benifit you choosed in your policy.

Further we have different pension plans mentioned below:
  1. JEEVAN NIDHI:
  2. JEEVAN AKSHAY-V:
  3. NEW JEEVAN DHARA-I:
  4. NEW JEEVAN SURAKSHA-I:
Thanking you ans waiting for your reply.
PRABHUSWAMI A.PRABHUDEVARMATH [prabhuswami4@gmail.com]

ramesh_Lic -  Member Since: May 2009
I am interestd in jeevan anand can u explain me in details




 
 
 
 





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