What are the Benefits for Non - E.S.I Employees in India? Do they have any option to claim Medical Benefits?
From India, Tirunelveli
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1From India, Tirunelveli
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Non-ESI Benefits and Medical Coverage Options
Should be covered under the EC Act in lieu of the EC Policy. Hospitalization Mediclaim Insurance should be provided as per the capacity of the organization. There may be some domiciliary medical allowance if possible per year, along with paid medical leave per year, etc. The above may be considered as a Non-ESI benefit.
Regards, S K Bandyopadhyay (WB, Howrah) CEO-USD HR Solutions [Phone Number Removed For Privacy-Reasons] [Email Removed For Privacy Reasons] www.usdhrs.in
From India, New Delhi
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Should be covered under the EC Act in lieu of the EC Policy. Hospitalization Mediclaim Insurance should be provided as per the capacity of the organization. There may be some domiciliary medical allowance if possible per year, along with paid medical leave per year, etc. The above may be considered as a Non-ESI benefit.
Regards, S K Bandyopadhyay (WB, Howrah) CEO-USD HR Solutions [Phone Number Removed For Privacy-Reasons] [Email Removed For Privacy Reasons] www.usdhrs.in
From India, New Delhi
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Hi, For Employees who were not covered under ESIC, Employer may provide them Mediclaim (health insurance coverage) facility so as to claim in case of any medical emergency.
From India, Madras
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From India, Madras
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Legal Obligations for Employers Regarding Medical Facilities
Legally, an employer is not required to provide any medical facilities to employees who are out of ESI coverage. However, when it becomes necessary to provide compensation following the Employees' Compensation Act to an employee who meets with accidents or dies during the course of employment, a policy will have to be taken. Other than that, an employer has no legal obligation regarding employees who are not covered by ESI.
Employee Benefits Beyond Legal Obligations
Still, as an employee benefit, you can have different policies, sometimes to cover only the employees, sometimes to cover their spouses and children, and sometimes cover their parents, depending on the situations.
From India, Kannur
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Legally, an employer is not required to provide any medical facilities to employees who are out of ESI coverage. However, when it becomes necessary to provide compensation following the Employees' Compensation Act to an employee who meets with accidents or dies during the course of employment, a policy will have to be taken. Other than that, an employer has no legal obligation regarding employees who are not covered by ESI.
Employee Benefits Beyond Legal Obligations
Still, as an employee benefit, you can have different policies, sometimes to cover only the employees, sometimes to cover their spouses and children, and sometimes cover their parents, depending on the situations.
From India, Kannur
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I like to intimate the employee above 21500/- Take home salary do they have any benefits on ESI.
From India, Tirunelveli
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From India, Tirunelveli
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EC Policy for Non-ESI Employees
EC is a mandatory requirement for employees who are not covered by ESIC.
What we do in our organization is:
a) We have an EC policy with a small amount of medical reimbursement built-in. However, the medical part is not cashless.
b) We also cover these employees under a group medical cover (GMC).
c) In case of an accident, we get them treated under GMC (preferably cashless) and compensate them under EC.
Hope this helps.
From India, Kochi
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EC is a mandatory requirement for employees who are not covered by ESIC.
What we do in our organization is:
a) We have an EC policy with a small amount of medical reimbursement built-in. However, the medical part is not cashless.
b) We also cover these employees under a group medical cover (GMC).
c) In case of an accident, we get them treated under GMC (preferably cashless) and compensate them under EC.
Hope this helps.
From India, Kochi
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As a non-ESI (Employees' State Insurance) employee in India, individuals are not covered under the ESI scheme, which provides medical and certain other benefits to employees working in specific establishments. However, many organizations offer their own medical benefits and facilities to their employees as part of their employee welfare initiatives.
From India, Mumbai
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From India, Mumbai
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