What are the Benefits for Non - E.S.I Employees in India? Do they have any option to claim Medical Benefits?
From India, Tirunelveli
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1From India, Tirunelveli
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Should be covered under EC Act in lieu of EC Policy. Hospitalization Mediclaim Insurance as per the capacity of the organization. There may be some domiciliary medical allowance if possible per year, along with paid medical leave per year, etc. The above may be considered as a Non-ESI benefit.
S K Bandyopadhyay (WB, Howrah) CEO-USD HR Solutions +91 98310 81531 skb@usdhrs.in www.usdhrs.in
From India, New Delhi
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S K Bandyopadhyay (WB, Howrah) CEO-USD HR Solutions +91 98310 81531 skb@usdhrs.in www.usdhrs.in
From India, New Delhi
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Hi, For Employees who were not covered under ESIC, Employer may provide them Mediclaim (health insurance coverage) facility so as to claim in case of any medical emergency.
From India, Madras
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From India, Madras
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Legally, an employer is not required to provide any such medical facilities to employees who are out of ESI coverage. However, when it becomes necessary to provide compensation following the Employees' Compensation Act to an employee who meets with accidents or dies during the course of employment, a policy will have to be taken. Other than that, an employer has no legal obligation regarding employees who are not covered by ESI. Still, as an employee benefit, you can have different policies, sometimes to cover only the employees, sometimes to cover their spouses and children, and sometimes cover their parents, depending on the situations.
From India, Kannur
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From India, Kannur
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I like to intimate the employee above 21500/- Take home salary do they have any benefits on ESI.
From India, Tirunelveli
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From India, Tirunelveli
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If the net salary is Rs 21,500, the gross salary would be much more than this. In such a case, you cannot bring him under ESI. True, if any traveling allowance or washing allowance is included in the above, then you can deduct them and see if the gross salary is less than Rs 21,000. If yes, give him ESI coverage.
From India, Kannur
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From India, Kannur
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EC is a mandatory requirement for employees who are out of ESIC.
What we do in our organization is:
a) We have an EC policy with a small amount of medical reimbursement built-in. However, the medical part is not cashless.
b) We also cover these employees under a group medical cover (GMC).
c) In case of an accident, we get him treated under GMC (preferably cashless) and compensate him under EC.
Hope this helps.
From India, Kochi
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What we do in our organization is:
a) We have an EC policy with a small amount of medical reimbursement built-in. However, the medical part is not cashless.
b) We also cover these employees under a group medical cover (GMC).
c) In case of an accident, we get him treated under GMC (preferably cashless) and compensate him under EC.
Hope this helps.
From India, Kochi
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As a Non-ESI (Employees' State Insurance) employee in India, individuals are not covered under the ESI scheme, which provides medical and certain other benefits to employees working in specific establishments. However, many organizations offer their medical benefits and facilities to their employees as part of their employee welfare initiatives.
From India, Mumbai
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From India, Mumbai
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