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Anonymous
1

Hello, One of my friends was doing a permeant job in Bombay based company where his basic was more than 30K/month. His PF was also deducted, which has only 2 part in the passbook as per govt website. 1st is the employee's contribution and 2nd is Employer's contribution.
After joining a new job ( basic salary is >35K), his Passbook shows 3rd type of entry of "Pension contribution ".


so question is
1) How to avoid pension contributions?
2) Is pension contribution compulsory?
3) Is pension contribution amount (accumulated total pension contribution amount, not an employee /employer's contribution ) withdrawal after retirement?


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