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Sir,

I have resigned from my services after 13 years of continuous service from Feb 2005. Now I am only 40 years old. I have applied for PF withdrawal and also applied for a scheme certificate for the pension fund. I am no longer in any service.

1. After getting the scheme certificate, when can I claim the pension and how?
2. Will I get my PF now or whether it is clubbed with the scheme certificate - i.e., get my PF only after the surrender of the Scheme Certificate?

Biju Sebastian

From Saudi Arabia, Jiddah
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dear you can withdraw PF at any time but pension can start after 48 years of age. tks j s malik
From India, Delhi
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Dear Malik, Thanks for your response. Can you pl tell after attaining 48 years , how to claim my pension and where should I apply as I am no longer in service. Biju Sebastian
From Saudi Arabia, Jiddah
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Dear Biju Sebastian,

The minimum age to receive a pension is not 48 years, but 50 years. However, for each year below 58, you will lose 4% of your pension. To apply, you may fill out form 10-D and submit it to the Office of the Regional PF Commissioner.

Abbas. P.S

From India, Bangalore
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Dear All, Our company also does job work from march,2010 having more than twenty workers than we will be paid PF from march or not. If yes than there is any penalty paid by us. Regards Manish
From India, Bangalore
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