Confused About Withdrawal Limits and Pension Transfer After Merging Member IDs? Let's Discuss

Kishore6259
Hi, I have one UAN number and one member ID with the same company. They altered the name of the company and created a new member ID, but I am still working there.

The second member ID is under my UAN number—I merged the previous one with the new present member ID. The present member ID shows only the employee share and employer share.

Withdrawal Limits
How much can be withdrawn from the present member ID? Is there a percentage limit for withdrawal, or can I withdraw the full employee and employer share?

Claiming Full Shares
Regarding claiming the full employee share and employer share, how should I proceed? The pension amount is showing in the previous member ID. What does this mean?

When will the pension amount be reflected in the new present member ID?
Madhu.T.K
Withdrawal of Provident Fund While in Service

You cannot withdraw your PF while you are in service. It is not just like a savings bank account. However, subject to certain conditions, like five years' membership for construction or purchase of a residential house or seven years' membership for marriage, you can take an interest-free advance from the fund. For that, total service under all the establishments you have worked will be considered, provided you have a single Universal Account Number.

If the amount available in the previous member ID has already been transferred to the present account with a new member ID, then the sum available in the new account is the amount that will qualify for advance. You can apply for 100% of the amount available in the PF as an advance. Let EPFO decide how much to be sanctioned.

Pension Fund Withdrawal Conditions

The Pension Fund is an amount earmarked to pay a pension when the member attains 58 years of age. This amount will not be available for distribution as an advance. At the same time, if the member has less than 10 years of service and has left the employment permanently, then he can withdraw the Pension Fund also.
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