Eligibility for EDLI Benefit: Does Nine Months at a New Job Qualify After a Tragic Loss?

I would like to know if a worker who was employed in a company for the first five years, which is now closed, and then joined a new company but unfortunately passed away during the nine months of continued work in this new company, should be eligible for the EDLI benefit?

Eligibility for EDLI Scheme

There is no minimum eligibility period of service prescribed in the EDLI Scheme. As the very name indicates, it is an insurance scheme, so the coverage is from the day of EPF membership, and accordingly, the benefit has to accrue.

The family members of a deceased active employee of the Scheme get an amount of 30 times the average salary of the employee, up to a maximum of Rs. 6 Lakh.

What is EDLI?

EDLI, as the name suggests, is Employees' Deposit Linked Insurance. If the employee is covered under EPF, they become eligible for EDLI.

EDLI Scheme Benefits for Dependents

The scheme was in force only for two years from 15 February 2018 to 14 February 2020. Now, after that, how can we provide the benefits of the EDLI scheme to dependents? Please tell me in detail.

Regards, N. K. Gupta
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EDLI Contributions and Benefits

EDLI contributions are paid to EPF along with ECR, and EPFO will pay the EDLI benefit to the nominee of the deceased employee after the nominee makes a claim to EPFO.