Appointment Letter IR part - Major/minor Accident the company will not be held responsible

My friend open a new company. He ask me why we not write the cause in appointment letter. If someone got the injury/Major/minor Accident the company will not be held responsible. and no compensation shall be given in such case. pl suggest me can we do it /or not ?

Dear Kanhaiah,
In the course of employment, if the injury or death is attributable to the employer then employer is liable to pay the compensation. Employer cannot wash his hands off just by including clause on non-compensation in the appointment letter.
Workers Compensation Act covers the conditions under which employer is liable to pay the compensation. Conditions of employment mentioned in the appointment letter cannot override the acts passed by the parliament.
Thanks,
Dinesh Divekar