Hi, the employee is working in the organization on contract basis. The organization making payment after deduction of TDS as his/her fixed remuneration on monthly basis.
Please check the mutual agreed contract, and the same is clearly not mentioned the contracted employee has not eligible for any benefit other than agreed fixed amount.
Otherwise, attach his name also with the Employee Group insurance scheme, and can/ cn`t charge, his share of insurance premia as per management decision.
Bharathan G