Dear Milanantani, First and foremost, let me comment on the choice of your words. You have used the word "indulged." Do companies engage in manufacturing activities or indulge in it? I request you to check the meaning of the words before their usage. The choice of words is very important, gentleman/gentlewoman. Else, it could land you in trouble!
Career Options: Private Sector vs. Government Banking
You have two options. One offer is confirmed, and it is in the private sector. The other is not an offer as such. It is your desire to pursue a career in the banking sector. In the former, you can rise a little faster. On the flip side, the job guarantee is less. In contrast, in the government banking sector, growth may be steady, but job security is there. Therefore, more than the job, I recommend you to look at your career ambition. Above all, at this stage, you are only appearing for the competitive exams. What is the guarantee of success?
"A bird in the hand is worth two in the bush," goes the famous proverb. Whether to live it up or defy it, the choice is yours!
Questions to Ask About the Job Offer
As far as questions are concerned, in addition to the 2-year bond period, you need to ask questions regarding the job profile, to whom this position reports, job challenges, Key Result Areas (KRAs), and so on.
All the best!
Regards, Dinesh Divekar