Hello Veena,
Others have given you good advice about motivation and focus, etc. And TS has raised pertinent questions about your background and situation. Please let me take your post as an example and say what other information I would have given while seeking help.
In addition to saying that I am a working man and not a student, I would have said whether I was pursuing the course by distance learning or attending a course; if the latter, then I would have said whether it is an evening course or a weekend course. I also would have explained what is meant by "age fault". For example does it refer to my personal age or present versus the past (In the present age, communication is so easy that I could chat to people all over the world instead of reading articles on the web. I would also explain what I meant by "doing chit chat". For example, when I did my courses by part-time studies, I used to go to the local library to keep my attention focused and not be distracted from my wife and children. I was in my early 30s when I did the first course and mid 40s when I did the Masters. No web facilities during that age.
Like one of my friend put it a bit crudely, there is no option but to put a strong glue on a chair, park oneself and study alone to achieve an academic dream.
If I want to grow vegetables and flowers, I have to spend time working in the garden at the right time, give the plants nourishment and water when required, weed the plots, etc. No doubt there is the option of engaging a gardener to do all that. In the same way, I know of people who have bought degrees on the net. But I do not recommend that as an alternative.