Greetings,
Confirming, if the employee was covered under group accident cover, then the dependents are eligible for benefits under death due to accident. Usually it is 100 times of the basic salary of the employee.
Citing a similar case, a temp employee fell down from the train, while going back from office, his family got the insurance money, which the company claimed and passed on to them.
As the employee was on cash voucher, his salary drawn was as low as 4200/- pm. His family received 425000/- from the insurance company.
It is good, that we have group cover for almost all temp and laborers working at warehouses.
Best Regards
BSJ