Dear Gopi
In case of any accident occurs in work place, then for those not covered with ESI (Salary above Rs.15000/- pm), the organisation has to bear the cost of compensation and medical expenses incurred on the injured victim. As the cost of payment in the name of Compensation and Medical Expense is more, normally the employer used to obtain a WC Policy (GPA Policy). Whether the employer have the GPA Policy or not, the employer has to bear the cost of Compensation and Medical Expenses incurred towards the injured employee.
In case of any accident occurs in work place, then for those not covered with ESI (Salary above Rs.15000/- pm), the organisation has to bear the cost of compensation and medical expenses incurred on the injured victim. As the cost of payment in the name of Compensation and Medical Expense is more, normally the employer used to obtain a WC Policy (GPA Policy). Whether the employer have the GPA Policy or not, the employer has to bear the cost of Compensation and Medical Expenses incurred towards the injured employee.