How to Handle Cash Salary Documentation for Immigration: Seeking Advice on Payslips and Certificates

Hi guys, I work in a very small CA firm where I'm paid Rs. 5000 monthly in CASH and not given any paper documents. For immigration purposes, I require proof of the same in terms of payslips and other documents.

Questions About Cash Salary and Documentation

1. Are payslips given if the salary is paid in cash?

2. Can a salary certificate be used as an ALTERNATIVE to payslips because I can get the salary certificate from my boss, or should I ask him for payslips too?

3. How should I show the breakup of my Rs. 5000 salary in the salary certificate/payslips? I mean items like HRA, Medical, Conveyance, etc.?

4. Of course, there are no deductions, EPF, TDS, etc., in my case. So should I mention them and show them as NIL?

Thanks!!!!

You can ask your employer for a salary certificate. I'm sure he will provide you with the same.

EPF, ESI, and TDS Deductions

For EPF, ESI, and TDS deductions, it depends on the number of your staff. If 20 or more people are working, then PF deduction is applicable; otherwise, it is not. For ESI, if 10 or more people are working, then the deduction is applicable; otherwise, no deduction is made. There is no deduction of TDS on 5k.

All the best!

You can ask your employer for a salary certificate. I'm sure he will provide it to you. For EPF, ESI, and TDS deductions, it depends on the number of staff you have. If 20 or more people are working, then the PF deduction is applicable; otherwise, it's not. For ESI, if 10 or more people are working, then the deduction is applicable; otherwise, not. There is no TDS deduction on 5k.

Thank you, dear Karthik. So, in my case, there will be no EPF, ESI, or TDS deductions. Do I need to mention this in my salary certificate, or should I write a separate letter explaining the same? Also, do I have to mention 'paid by cash' in the salary certificate, or is it understood? Do I need to get salary slips for every month's pay, or is a salary certificate enough?

Thanks!