HR policies in insurance companies

Hi This is amita. i am currently doing my assignment on hr policies . plzzzzzzz help me with policies in insurance companies . Really need it. it will b gr8 if u help me with it. i have listed some of them . i am stuck at a point where my reporting head has asked me to add some employee care policies.can anyone suggest as what all policies can go in it. i have to make a manual

Hello
This is Tejesh, working as a HR in a Pharmaceutical Org.
According to me the general HR policies can be
A) Mandated Policy (under which the following things will come)
Recruitment
salary
attendance
social security
medical Benefit
Leaves
discipline action
ethical values
EPF
employee personal data
dress code
promotions
goal orientation
Performance appraisal
incentive planning
B)Recognized as need
training
Insurance
loans
Telephone
empl participation in management
conflict resolution
internet/email
motivation
relocation
transfer
team building
C) change required policy
transportation
education
empl of the month
corporates events
recreations tours
bonus
etc
It is a ready made Hr Policies, which can be changed according to their own company needs
regards
Tejesh.