Struggling to Withdraw Your Provident Fund? Here's How to Handle Missing Documents

I want to withdraw my PF from my previous company. Currently, they are not providing the signed copies of Form 10C and 19. I don't have the PF statement with me either, but I do have the payslip where the PF account number and monthly deduction details are mentioned. In this situation, what is the alternative process to get my PF?

First, talk to the HR department of your previous organization and inquire why they have not provided you with a signed copy. If there is any issue, try to contact them and remember that you can fill out your PF form after 60 days from your date of leaving. Then, you can easily receive your PF amount.

For further information, you can call me at [Phone Number Removed For Privacy Reasons].

Regards,
Ashish Kumar

The date of leaving is already 180 days past. Is there any option to get it directly from the PF office with the help of the PF account number?

You should go to the PF office and talk to them directly. Explain that your previous company is not providing you with the signed PF form. The PF representatives will then contact the HR department.

Where is your office located? Is it in Delhi? If it is in Delhi, please provide me with your PF account number.

You can directly submit your PF form with the signature of any gazetted officer, but that is only possible when the company is closed.

Regards,
Ashish

Dear Sudipta, Your last organization cannot hold back your PF withdrawal form. They are supposed to forward the form duly signed along with a copy of 3-A to the PF authority if it is an exempted establishment. However, if you are not currently employed, you can write to the RPFC quoting your PF Account Number and request their intervention in the matter, with a copy to your last employer as well. Make a follow-up after a week or so. In the meantime, contact your successor (HR) in the last organization and try to find out the reason for holding your PF withdrawal form and resolve it.

Alternatively, if you are currently employed, it would be better to have the PF accumulation transferred to your new account. For this, you only need to fill out Form 16 and hand it over to your current employer. They will take care of transferring the funds to your new account.

All the best,

Gopal

Procedure to Withdraw the PF Amount

Step 1: You can contact the local PF office and collect Form 19 and 10C, or you can download the withdrawal forms, Form 19 and 10C, and NSSN Form from the website EPFO.

Step 2: Fill in all the details about yourself and complete the bank account column with your savings bank account information.

Step 3: Open a savings bank account, preferably with a nationalized bank. Mention the account number in Forms 19 and 10C. Also, attach a xerox copy of the first page of the passbook (depicting the bank account number, branch location, etc.).

Step 4: Send the complete set of forms with enclosures to your previous employer for forwarding to the PF office.

Step 5: You can obtain attestation in the column for attestation of the employer/authorized person (if you want to send the claim directly to the PF office) from the bank manager with whom you have a savings bank account.

Step 6: Send the set of forms to the PF office where your previous employer has accounts, by registered post.

You will get your money into your bank account within 45 days.

Regards

In my previous company, my PF amount was sent to the new employer, but my new employer says they have not received it. Kindly suggest...

Send them an email requesting the same. After a few days (around 30 days), speak to the PF office in the city where it was deposited. They will inform you whether the amount has been deposited by your previous company or not. Just keep in touch with the PF Office and your previous company's HR for the same. This happened to me as well.

Regards,
Arzoo

Dear Sudipta, Please download Forms 10C and 19 from the EPFO website, fill them out, and submit them to EPFO along with your relieving letter and last payslip, which should reflect your PF number. The PF Office will gather the necessary details about your Form 10 from your previous employer and process your claim accordingly.

With warm regards,
S. Bhaskar
[Phone Number Removed For Privacy Reasons]

Options for PF Withdrawal or Transfer

There are two options you can go for:

1. Either you can transfer your PF amount to your new organization by filling up Form No. 13, i.e., the transfer form in your present organization. Or,

2. You can approach your nearest PF Office and discuss your problem with them. Ask for Form No. 10C and 19 and send them to your previous organization with an application requesting the withdrawal of your PF amount. If they do not take action, you can report to the PF Office urging them to act promptly.

Regards,
Deepika.

Options for PF Withdrawal or Transfer

There are two options you can go for:

1) Either you can transfer your PF amount to your new organization by filling up Form No. 13, i.e., the transfer form in your present organization.

2) You can approach your nearest PF Office, discuss your problem with them, ask for Form No. 10c and 19, and send them to your previous organization with an application asking for the withdrawal of your PF amount. If they don't cooperate, you can report to the PF Office, urging them to take immediate action.

Regards,
Deepika.

Provident Fund Withdrawal Process

Dear Sudipta, if your employer is sending you Form-19 and 10C after attestation, you can fill out another form. Get it attested by your manager at the bank, sub-postmaster, postmaster, Sarpanch of your village, MLA, Magistrate, or any gazetted officer. Send the form directly to the PF Authority for processing. The company/your previous employer cannot withhold your PF amount in any case.

Regards,
RL Dhingra
Advocate, Labour Law Consultant
[Phone Number Removed For Privacy Reasons]

Can anybody tell me if I want to withdraw PF only after one contribution, as that was my fault? My salary limit is above 6500, and afterwards, my 5 salaries are without PF deduction. Then, what portion will I get, whether both employee and employer or not?

If some other regular contributor wants to withdraw, will that person get double the share of their contribution (i.e., double the employee share) or 12% of the employee and 3.67% of the employer? I mean, if that person doesn't want to get a pension, then will the 8.33% of the employer that goes to the pension be given to him or not? If 12% employee and 12% employer will add on without the pension desire of the employee, then it will be double the employee's share.