Need Help Withdrawing PF Without Employer's Signature? Here's How to Proceed

I worked at TCS and Tata-AIG Life Insurance two years ago. Currently, I am working at another company. I want to withdraw my PF amount. I cannot meet my employer since they are located in another state. Is the employer's seal and signature mandatory for PF withdrawal? Please guide me on how to proceed with withdrawing my PF amount.

You can send PF withdrawal forms, Form 19, and Form 10 C directly to the EPF office where your old accounts were maintained after getting your signatures on the forms attested by your Bank Manager. You will have to send two separate forms for withdrawing from two different units.

Otherwise, you can send Form 13 through your present employer, by which your old account balances will be transferred to the new PF account. For this also, you have to send two separate forms.

Regards, Madhu.T.K

How to Fill Certain Columns in Form 19 and 10C

Hi Sir, I worked for a company from 2007 and was relieved in March 2009 in Bangalore. I am currently pursuing higher studies in another state. I am looking to withdraw my PF money, but my ex-employer is not providing assistance or responding to my queries. I have downloaded forms 19 & 10C and plan to get them attested by the Bank Manager. I seek clarification on filling certain columns in forms 19 and 10C.

Form 19

Contribution for the current financial year:

Problem: What should I enter in the table as I resigned 2 years ago in March 2009?

Form 19 & 10C

Name & Address of the Establishment in which the member was last employed:

Problem: My ex-company relocated to a new address after my resignation. However, I worked at the old address. Which address should I use in the specified column as I am unsure about this?

Form 10C

Are you willing to accept a Scheme Certificate in lieu of withdrawal benefits?

Problem: Should I answer yes or no?

Please assist me with these queries.

Thanks, Sakthi

Dear Shakti, In Form 19, you need not enter the contribution particulars. The particulars will be available in Form 3A submitted by your ex-company in March 2009. If the actual relieving was in March 2009 (meaning the currency month of April 2009, pertaining to the 2009-10 year), then that month's contribution will be available in the annual returns of 2009-10. If not, the PF Office will request the same from the employer.

You can provide the old address because the PF code might remain the same.

Form 10C: Scheme Certificate or Withdrawal

In Form 10C, the question of whether you would like to accept a scheme certificate should be answered based on your preference regarding whether you want the withdrawal benefit of the Pension Fund or if you would like to retain it to receive a scheme certificate from the Employees' Provident Fund Organization. This certificate will verify your service, which will then be added to your service with any new company. By accepting the scheme certificate, your previous service will be retained. When you join another establishment where EPF is applicable, you can surrender the certificate, and your past service will be added to your upcoming service. The pension amount will be determined considering the total service. To have your past service added to your new service, you must opt for the scheme certificate. In that case, you need to enclose the birth certificate of your children along with the forms. Alternatively, if you do not wish to obtain any certificate but prefer to withdraw the pension fund amount, you can select "NO."

Please include a cancelled cheque leaf to facilitate NEFT by the EPFO.

Regards, Madhu.T.K

Dear Madhu, please let me know if EPFO pays interest on the pension fund as well. For example, if a person opts for the withdrawal of PF as well as the pension fund, will he be getting the pension fund amount accumulation plus interest accrued, or only the principal amount of the pension fund accumulation? In case interest is also paid, what is the rate of interest payment?

Regards,
Amit

Thank you so much for the reply. Can you kindly clarify the signature of "Bank Manager":

1. Which bank manager - is it my personal account bank manager or the bank in which my salary was credited?
2. Where and on which form does the bank manager sign?
3. How do I confirm that the PF office has received my form and it is going to be processed?

Thank you.

I left my previous employer in July 2008. I want to transfer my PF (through Form 13) – is that the only requirement? My present employer has a PF trust. Does this have any impact?

Amendment in PF Act

Is there any amendment in the PF Act regarding non-moving PF accounts? Please help by commenting.

Regards,
Vijay Tiwatane
Maharashtra

Dear Madhu and Bhaskar, Thank you very much for your detailed reply. May God bless you with everything in your life for your help. I have a few more queries before confirming the PF forms 19 and 10C. Could you please help me with that?

1. In which part of Form 19 (2 pages) and Form 10C (4 pages) should I get the attestation, as some Bank Managers are doubtful? Or should I get attestation on all the pages of Form 19 (2 pages) and Form 10C (4 pages)?

2. Can I send the application through registered post (with acknowledgment), or should I directly submit it to the Bangalore PF office as I am in another state?

Regards, Sakthi

Dear Sakthi, you can directly approach the concerned PF Office and submit the application forms 10C and 19. In the office itself, they will guide you about any shortfalls in your application form. If you left the previous office before one year, you must submit the same along with an affidavit duly attested by a Notary Public.

Thank you.