We have some employees who are covered under ESI and rest of the employees have been insured throuhg Group Health Insurance Scheme and Personal Accident Insurance. Inspite of that , is it necessary to take insurance under Workman Compensation Act.
dear
neither it is necessary nor legally required to take insurance cover under workmen compensation act.whose salary are upto 10 k might be covered under ESI.I personnaly donot feel to give insurance cover under workmen compensation act who are not covered under ESI.they will not get much benefit under workmen compensation act as there nature of job is not as such.
tks
j s malik
Dear
It is adviseable to get insurance policy for those workman who are not covered under ESI Act,1948 & are covered under ths definition of the workman under W C Act,1923 from a insurance company.
Regards,
R.N.Khola
Dear
It is also sufficient If you could get benefit under these shemes & then payment may be made to the effected workman in accordance with the W C Act,1923.
Regards,
R.N.Khola
Dear RKN,
Is it admissible for a company to claim an amount from insurance company under Per.Acc.Insu.Policy and pay less amount to nominees of workmen as per calculations reached through wc policy.
Exserg
Dear RNK,
Is it permissible to claim more amount through Pers. Acci. Insu. and pay less to nominees of workmen as per calculation of WC act in the event of death ?
Exserg
Dear
If the workman is coverd under WC Act,1923 then the employer have to pay compesation in accordance with the provisions of this Act only.
Regards,
R.N.Khola
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