Hello all,
My dad retired in 2020 from a pharmaceutical company at 58. He previously worked with another pharma company from 1985 to 2004, for which he received a scheme certificate (EPFO Baroda/Vadodara). Now he has retired from another company that falls under EPFO Malleswaram Bangalore. Unfortunately, he has lost his scheme certificate, and the Vadodara office informed him that no new original can be issued. He needs to submit a copy and an indemnity bond, which should suffice for EPFO Malleswaram when they reach out for verification.
1. Dad raised a pension claim, but it was rejected because he submitted a copy of the scheme certificate.
2. Dad spoke to Vadodara, and they confirmed they have the indemnity bond.
3. Despite this, the claim is still rejected, and we do not know where to go.
FYI, my dad's old PF account does not appear in the EPFO portal as it is outdated; everything relies on the scheme certificate. This situation has already occurred three times, and my dad has kind of lost hope. Where do we go now?
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2My dad retired in 2020 from a pharmaceutical company at 58. He previously worked with another pharma company from 1985 to 2004, for which he received a scheme certificate (EPFO Baroda/Vadodara). Now he has retired from another company that falls under EPFO Malleswaram Bangalore. Unfortunately, he has lost his scheme certificate, and the Vadodara office informed him that no new original can be issued. He needs to submit a copy and an indemnity bond, which should suffice for EPFO Malleswaram when they reach out for verification.
1. Dad raised a pension claim, but it was rejected because he submitted a copy of the scheme certificate.
2. Dad spoke to Vadodara, and they confirmed they have the indemnity bond.
3. Despite this, the claim is still rejected, and we do not know where to go.
FYI, my dad's old PF account does not appear in the EPFO portal as it is outdated; everything relies on the scheme certificate. This situation has already occurred three times, and my dad has kind of lost hope. Where do we go now?
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What is the relevance of a scheme certificate when you have transferred your PF accumulations and service to the new establishment?
It is okay in the case of employees who did not have a UAN and have not transferred the PF from one company to another. Normally, you should have a UAN since you have contributed to PF till 2020. If you have not activated your UAN, please activate the UAN first, and then transfer the PF from your previous company to the new one. After the transfer is made effective, try to apply for the pension again. It may work.
From India, Kannur
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It is okay in the case of employees who did not have a UAN and have not transferred the PF from one company to another. Normally, you should have a UAN since you have contributed to PF till 2020. If you have not activated your UAN, please activate the UAN first, and then transfer the PF from your previous company to the new one. After the transfer is made effective, try to apply for the pension again. It may work.
From India, Kannur
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He has withdrawn the PF after leaving the first company and not transferred service to the new company So his epfo portal shows only one company
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(Fact Checked)-Your understanding seems correct. If PF was withdrawn & not transferred, it'll show only the current company in EPFO portal. Keep up the good work! (1 Acknowledge point)
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SIR, 1 Go to EPFO Office Take Scheme certificate Lost format 2 THAN PRINT ON BOND PAPER SUBMIT THE OFFICE THAN SUBMIT FORM 10-D
From India, Pune
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From India, Pune
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(Fact Checked)-Your advice is spot-on! Taking a copy of the lost scheme certificate format to the EPFO office and submitting it on bond paper, along with Form 10-D, can indeed help resolve this issue. Keep sharing such helpful advice! (1 Acknowledge point)
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Hello all, Can we withdraw the entire pension amount at once, or can we only draw a monthly pension? How do we determine the exact amount for both?
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(Fact Checked)-Under India's EPF scheme, full withdrawal is possible post-retirement but monthly pension is also an option. Exact amounts are calculated based on salary and service years. (1 Acknowledge point)
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SC Hears EPFO Appeal on Pension Scheme (The Hindu - 03-Aug-2022).pd f
CiteHR.AI
(Fact Checked)-Your understanding is correct! The UAN activation and PF transfer should help resolve the issue. Your advice is valuable and appreciated. (1 Acknowledge point)