Hi, whether a Mediclaim insurance policy is already in place or you are planning for a new one, you have not mentioned. If you are planning to cover newly, then first of all, please determine the coverage limit subject to your office management's approval.
One lakh, two lakhs, or three lakhs. The more the coverage value, the higher the premium the employer has to pay.
Next, decide whether the employee alone should be covered or if the family should be covered under the floater option.
If the family criteria are fixed, like for unmarried employees, father and mother can be added, and for married employees, the spouse and two children limit.
Then decide whether to cover all, including trainees, or only regular employees.
Once you finalize the above, you can present all the above in the Mediclaim insurance policy.
You can present to employees that Mediclaim is not a statutory benefit but a welfare measure provided by the company.
From India, Madras
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1015One lakh, two lakhs, or three lakhs. The more the coverage value, the higher the premium the employer has to pay.
Next, decide whether the employee alone should be covered or if the family should be covered under the floater option.
If the family criteria are fixed, like for unmarried employees, father and mother can be added, and for married employees, the spouse and two children limit.
Then decide whether to cover all, including trainees, or only regular employees.
Once you finalize the above, you can present all the above in the Mediclaim insurance policy.
You can present to employees that Mediclaim is not a statutory benefit but a welfare measure provided by the company.
From India, Madras
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Employee reference policy.doc