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Hi All, Can anyone tell me about ESIC and Mediclaim
If employees eligible for ESIC then he or she is also applicable for Mediclaim or not?
Employees can take Both the facilities ESIC as well Mediclaim or not.

From India, Pune
Dear Sonali Vardam,
ESI coverage or entitlement is by statute whereas mediclaim is not by any stutute but it is voluntary opted by paying premium.
Claim under mediclaim policy is settled against original bills. When you are in receipt of facilities / benefits under ESI then how you can submit a claim under mediclaim policy?
There is no bar on opting mediclaim policy when you are under ESI.

From India, Mumbai
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