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DEAR ALL, i am about to know the difference between the ctc and the gross salary. i request u to send the clear explanations with respect to this doubt
As per my knowledge CTC is the total Cost to company which include the Employer cost of PF,ESI and Gross salary does not include the Employer contribution of PF,ESI..
i,e - CTC - Basic+HRA+Conveyance+DA+PF (Both Contribution)+ ESI (Both Contribution)+Bonus
Gross salary -Basic+HRA+Conveyance+DA+PF (Employee Contribution)+ ESI (Employee Contribution)
I wud like to seniors to comment on this...

As per my knowledge & Exp. ........
CTC = Basic + HRA + Conveyance + DA + Other Allowances + PF (Employer Side) + ESI (Employer Side)
Gross salary = Basic + HRA + Conveyance + DA + Other Allowances
Net Salary (Take away home) = Gross Salary - Canteen - PF(Employee) - ESI (Employee) - Welfare Fund - Others (Any other deduction as per company to company like advances, mobile etc..)
Hope it might help you..
Hemant Agarwal

Your ctc breakup is correct but for the gross head
All the earning by employee is called gross means basic &da+allowance+conveyance+otherbenefit these are the component comes under the gross other then deduction

hi, I have gone through the operational definition of CTC and Gross salary given by many members.

CTC is the employer cost . this is the total cost in cash and kind both.

Gross salary employees benefits paid to employee on monthly / annual basis.

as the word CTC stands ( cost to company) , this includes both cash and kind given to the company. in cash we include all benefits ( monthly+ annual+terminal benefits) and in kind we include the insurance cost/ medical policy / uniform cost or canteen subsidy + transport facility and many more..., which is not being directly paid to employee directly , however company is incurring on monthly / quarterly / annual basis. when we calculate the CTC we consider all expenses. as the number of employee increases

Gross salary is the benefit which employee is getting monthly / annual basis before any deduction ( employee contribution - PF/ Tax /welfare fund/ any other contribution by the employee ). once the employee contribution is deducted then it becomes the net or take home salary.

hope this makes your understanding better.


Hi All,
Gross salary is the compensation received/receivable by an employee for his services provided. Gross means all payments made directly to an employee by an employer before any deductions. After deductions, we may call that as net salary.
CTC consist of payments made directly or indirectly to an employee or to the benefit of an employee by his employer. Even the insurance premium paid by an employer to the benefit of an employee would be included into the CTC.
Basically, the income heads are made to comply with some statutory requirements or so...
So, we can't basically give a formula with all these heads of income. Some company will have no separate income heads FYI.
This has to be taken on a broader view.

its simple
CTC = your gross salary + watever company contributes or spend on u
gross = watever ur monthly pay except companys contri. (means ur basic + hra + da + conveyance (if given for commute) + pf + esci (pf and esi only ur share not company's)

Dear Friend....................

I was Taken this Data from CiteHR. Someone was already posted Now im posting same Data her again

Difference between CV, Resume and Biodata

People use the words RESUME, C.V., and BIO-DATA interchangeably for the

document highlighting skills, education, and experience that a candidate

submits when applying for a job. On the surface level, all the three

mean the same. However, there are intricate differences.


Resume Is a French word meaning "summary", and true to the word

meaning, signifies a summary of one's employment, education, and other

skills, used in applying for a new position. A resume seldom exceeds one

side of an A4 sheet, and at the most two sides. They do not list out all

the education and qualifications, but only highlight specific skills

customized to target the job profile in question.

A resume is usually broken into bullets and written in the third person

to appear objective and formal. A good resume starts with a brief

Summary of Qualifications, followed by Areas of Strength or Industry

Expertise in keywords, followed by Professional Experience in reverse

chronological order. Focus is on the most recent experiences, and prior

experiences summarized. The content aims at providing the reader a

balance of responsibilities and accomplishments for each position. After

Work experience come Professional Affiliations, Computer Skills, and



C.V Is a Latin word meaning "course of life". Curriculum

Vitae (C.V.) is therefore a regular or particular course of study

pertaining to education and life. A C.V. is more detailed than a resume,

usually 2 to 3 pages, but can run even longer as per the requirement. A

C.V. generally lists out every skills, jobs, degrees, and professional

affiliations the applicant has acquired, usually in chronological order.

A C.V. displays general talent rather than specific skills for any

specific positions.


Bio Data the short form for Biographical Data, is the old-fashioned

terminology for Resume or C.V. The emphasis in a bio data is on personal

particulars like date of birth, religion, sex, race, nationality,

residence, martial status, and the like. Next comes a chronological

listing of education and experience. The things normally found in a

resume, that is specific skills for the job in question comes last, and

are seldom included. Bio-data also includes applications made in

specified formats as required by the company.

A resume is ideally suited when applying for middle and senior level

positions, where experience and specific skills rather than education is

important. A C.V., on the other hand is the preferred option for fresh

graduates, people looking for a career change, and those applying for

academic positions. The term bio-data is mostly used in India while

applying to government jobs, or when applying for research grants and

other situations where one has to submit descriptive essays.

Resumes present a summary of highlights and allow the prospective

employer to scan through the document visually or electronically, to see

if your skills match their available positions. A good resume can do

that very effectively, while a C.V. cannot. A bio-data could still

perform this role, especially if the format happens to be the one

recommended by the employer.

Personal information such as age, sex, religion and others, and hobbies

are never mentioned in a resume. Many people include such particulars in

the C.V. However, this is neither required nor considered in the US

market.. A Bio-data, on the other hand always include such personal


If any changes regarding to this issue please let me know.............



Peter, Simply CTC---Cost to Company(means all expenses, beard by a company ).
But gross salary includes your saving's benefits.
Online executive mba

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