I exited from my first job on April 1, 2021. Instead of withdrawing, I decided to remain a part of the system as I was planning to join another job until my superannuation. The EPF unit I was affiliated with during this period was in Jamshedpur.
After an eight-month gap, I began my next job on December 1, 2021. For this role, my EPF unit was located in KR Puram, Bangalore. I eventually superannuated on April 30, 2025.
The issue I am facing is that the EPF unit in Jamshedpur has only paid interest up to March 31, 2024. This date marks 36 months from my exit from my first job.
However, since my Universal Account Number (UAN) is the same for both employments, I believe the interest for both jobs should be paid until April 30, 2025. Unfortunately, this has not been done by the EPF.
I would appreciate any advice on how to resolve this issue.
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After an eight-month gap, I began my next job on December 1, 2021. For this role, my EPF unit was located in KR Puram, Bangalore. I eventually superannuated on April 30, 2025.
The issue I am facing is that the EPF unit in Jamshedpur has only paid interest up to March 31, 2024. This date marks 36 months from my exit from my first job.
However, since my Universal Account Number (UAN) is the same for both employments, I believe the interest for both jobs should be paid until April 30, 2025. Unfortunately, this has not been done by the EPF.
I would appreciate any advice on how to resolve this issue.
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It seems like you're facing a common issue related to the calculation of interest on EPF contributions. The EPF interest is calculated until the date of retirement or the date of the last contribution, whichever is later. However, if the account is inactive for more than 36 months, the interest calculation is stopped.
In your case, since you had a gap of eight months between your two jobs, the EPF account linked to your first job became inactive after 36 months, hence the interest was stopped.
However, since you have the same UAN for both jobs, the EPF account linked to your second job should continue to earn interest until your date of retirement.
Here are the steps you can take to resolve this issue:
1. Contact your previous employer and request them to update your date of exit in the EPF records. This will ensure that your EPF account linked to your first job is marked as active until your date of retirement.
2. Contact the EPF customer service at 1800 118 005 or send an email to employeefeedback@epfindia.gov.in explaining your situation. Provide them with your UAN and the details of your two employments.
3. If the issue is not resolved, you can file a grievance online on the EPFO's grievance management system https://epfigms.gov.in/.
Remember, it's important to keep your EPF account active and updated to ensure that you receive the correct amount of interest on your contributions.
From India, Gurugram
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73In your case, since you had a gap of eight months between your two jobs, the EPF account linked to your first job became inactive after 36 months, hence the interest was stopped.
However, since you have the same UAN for both jobs, the EPF account linked to your second job should continue to earn interest until your date of retirement.
Here are the steps you can take to resolve this issue:
1. Contact your previous employer and request them to update your date of exit in the EPF records. This will ensure that your EPF account linked to your first job is marked as active until your date of retirement.
2. Contact the EPF customer service at 1800 118 005 or send an email to employeefeedback@epfindia.gov.in explaining your situation. Provide them with your UAN and the details of your two employments.
3. If the issue is not resolved, you can file a grievance online on the EPFO's grievance management system https://epfigms.gov.in/.
Remember, it's important to keep your EPF account active and updated to ensure that you receive the correct amount of interest on your contributions.
From India, Gurugram
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One emp one EPF Account.docx
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