Can We Transfer PF from Govt. EPFO to Any Private PF Trust?
Brief background on this question is - I worked for a company A in Bangalore, and that company had my PF accumulated in the PF Office, Karnataka. I quit company A and joined company B, which is in Maharashtra. Company B doesn't have PF with the government but has a PF Trust maintained by some private company.
Now, I filled out the form for PF Transfer and sent it to company A for transferring that PF amount to the current company's PF trust. After 9 months, I saw the status of my application as "Denied/Rejected," stating that a letter has been sent with details for rejection. Of course, I didn't receive any letter from them yet, though.
I applied for PF Transfer again, and it was rejected again.
With all this wait time of over 1 year, I have now applied for PF Withdrawal forcibly, which is not recommended for any employee working for private companies. I hope it will be processed with no issues this time.
My question is - Can we transfer PF from EPFO (Govt.) to PF Trust (Private)? Please clarify this for me. I'm assuming the answer to this question is 'NO' because my application has been rejected twice. Please share your thoughts on this and correct me if I'm wrong.
Thanks & Best Regards,
BK.
Thitherwards…
From United States, Buena Park
Acknowledge(0)
Amend(0)
Brief background on this question is - I worked for a company A in Bangalore, and that company had my PF accumulated in the PF Office, Karnataka. I quit company A and joined company B, which is in Maharashtra. Company B doesn't have PF with the government but has a PF Trust maintained by some private company.
Now, I filled out the form for PF Transfer and sent it to company A for transferring that PF amount to the current company's PF trust. After 9 months, I saw the status of my application as "Denied/Rejected," stating that a letter has been sent with details for rejection. Of course, I didn't receive any letter from them yet, though.
I applied for PF Transfer again, and it was rejected again.
With all this wait time of over 1 year, I have now applied for PF Withdrawal forcibly, which is not recommended for any employee working for private companies. I hope it will be processed with no issues this time.
My question is - Can we transfer PF from EPFO (Govt.) to PF Trust (Private)? Please clarify this for me. I'm assuming the answer to this question is 'NO' because my application has been rejected twice. Please share your thoughts on this and correct me if I'm wrong.
Thanks & Best Regards,
BK.
Thitherwards…
From United States, Buena Park
Acknowledge(0)Amend(0)
Yes, you can transfer. But you have to forward the application through the second employer. But you have done ulta / vise versa. That will be the reason for denial. Abbas.P.S
From India, Bangalore
Acknowledge(0)Amend(0)
530From India, Bangalore
Acknowledge(0)Amend(0)
Thank you, Abbasiti. But Form 10C/19 demands the ex-employer's signature/stamp and a few details to be filled in. If I send it through my second employer, how will the PFO accept it without the ex-employer's signature/stamp?
From United States, Buena Park
Acknowledge(0)Amend(0)
From United States, Buena Park
Acknowledge(0)Amend(0)
Form 10C, 19, etc., are not for transfer but for settlement. For transfer, you apply in Form 13 and submit it to the present RPFO through the current employer. The present Regional PF Commissioner's Office will collect the details from the previous RPFO.
Regards,
Abbas P.S
From India, Bangalore
Acknowledge(0)Amend(0)
Regards,
Abbas P.S
From India, Bangalore
Acknowledge(0)Amend(0)
Thank you, Abbas. I guess I understand it now. For transferring PF from EPFO to PF Trust, we need to have the new employer send Form 13 to the local RPFO (and not to the ex-employer/previous RPFO). Then the local RPFO (Govt.) contacts the previous RPFO to transfer the PF to the current PF Trust (private).
Is that all I captured correctly? Please reconfirm I appreciate all your time to help me understand this concept.
Cheers.
From United States, Buena Park
Acknowledge(0)Amend(0)
Is that all I captured correctly? Please reconfirm I appreciate all your time to help me understand this concept.
Cheers.
From United States, Buena Park
Acknowledge(0)Amend(0)
Thanks for reconfirming this for me, Abbas. Someone questioned me about this again today:
I doubt if they really know about this process. What I believe is that even though the PF trust is maintained by some private company, it must be or should have been registered under the regional PFO, and every transaction in the PF Trust must be audited by the RPFO. Is that right? If it is correct, then I believe what you told me holds strongly.
Cheers!
From United States, Buena Park
Acknowledge(0)Amend(0)
I doubt if they really know about this process. What I believe is that even though the PF trust is maintained by some private company, it must be or should have been registered under the regional PFO, and every transaction in the PF Trust must be audited by the RPFO. Is that right? If it is correct, then I believe what you told me holds strongly.
Cheers!
From United States, Buena Park
Acknowledge(0)Amend(0)CiteHR is an AI-augmented HR knowledge and collaboration platform, enabling HR professionals to solve real-world challenges, validate decisions, and stay ahead through collective intelligence and machine-enhanced guidance. Join Our Platform.
PF Transfer Request Letter - For PF Trust.doc
EPFO Launches PF Transfer Claims Interface Under Unified Portal.PDF
EPFO Simplified PF Transfer Process.jpeg