Hi,

I have joined Ina Ltd. recently with a basic salary of Rs 5000/-. I want to know if ESI is applicable to me and the ways where I can be saved from ESI so that I can avail medical reimbursement benefits from my company.

Thank you,
Vijay Sharma

From India, Calcutta
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ESI is calculated on Gross Salary. If your gross salary is greater than Rs. 10,000, legally, your employer must deduct ESI and add his contribution as well.

If you can mention your salary break-up here, you might get an answer.

Phalgun.

From India, Ahmadabad
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Hi Vijay,

Up to a salary of 10K, ESI is applicable. If your salary is 5K, your ESI contribution would be INR 325 per month (Your Contribution is 88, and your Employer Contribution is 238). Now you can avail the ESI facility from your employer.

Thank you.

From India, Calcutta
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Don’t worry, ESI treatment is the best way, at the this time your salay under ESI act you can’t do anything. Thnks Manoj
From India, Delhi
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Hey there,

As mentioned in the earlier posts, ESI is calculated on the total gross salary. You said that your basic salary is INR 5000. Please note that apart from basic, in case there are some other components in your salary, like HRA, Conveyance, etc., and the total is above INR 10000, then you are exempt from the scheme; else you may have to bear the same till your gross salary reaches INR 10000.

Thanks

From India, Faridabad
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Hi,

If your gross income is less than 10000, you come under the ESI scheme. Anyways, availing ESI is good; it is not bad. You will receive good treatment, and if you want to go to a special hospital, inform the doctor in ESI, and he will refer you there. Make use of the ESI.

Regards,
Raj

From India, New Delhi
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Dear Friends,

From the comments above, I have observed that Law and Views are being mixed up quite often. When we are discussing law points, we must be sure about the view expressed.

Here in this case, it has to be clarified that ESI Scheme is a Mandatory Scheme of the Government of India and is a good Scheme. We should try to explore the benefits under the scheme. The Wage Ceiling as of now is Rs. 15,000/- and not Rs. 10,000/- as mentioned by some members. For a brief summary, you may visit www.wobeen.com.

From India, Gurgaon
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