Dear Fellow Colleagues, I would like to understand if a private limited employer in India is bound by law to provide medical benefits/health insurance or not. Here are the additional pointers:
- If NO, what are the legal circumstances under which it can be so?
- Is there a business risk/risk of litigation from employees if no health benefits are provided?
Please note that I am not talking about ESI. I am considering the implications of providing healthcare coverage or not. Your considered opinion is awaited.
Warm Regards,
Santosh
From India, Bangalore
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- If NO, what are the legal circumstances under which it can be so?
- Is there a business risk/risk of litigation from employees if no health benefits are provided?
Please note that I am not talking about ESI. I am considering the implications of providing healthcare coverage or not. Your considered opinion is awaited.
Warm Regards,
Santosh
From India, Bangalore
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There is no law or any legal entitlement for the employer to bear the medical expenses of their employees who are not covered under ESI. However, most companies offer a medical policy (corporate) for their employees, which may be fully, partially, or non-subsidized by the employer. If an employer does not provide any medical assistance, they can still choose to help their employees on a humanitarian basis.
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