I am working under a Kolkata-based private limited organization, but we don't have a PF account as the number of employees is less than 20. In my payslip, it is an ordinary one, like a cash voucher. Could I avail a property loan from any nationalized bank? Does anybody have any idea regarding this matter?
From India, Gurgaon
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From India, Gurgaon
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Dear Bhowmik,
To get a personal loan, it's not necessary that you must have been working with an organization that deducts PF. For that purpose, all you have to do is get a stamped salary certificate, preferably on a letterhead from the employer and signed by an authorized person. This will work as a salary slip.
Regards,
Amit Seth.
From India, Ahmadabad
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508To get a personal loan, it's not necessary that you must have been working with an organization that deducts PF. For that purpose, all you have to do is get a stamped salary certificate, preferably on a letterhead from the employer and signed by an authorized person. This will work as a salary slip.
Regards,
Amit Seth.
From India, Ahmadabad
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Sample of Pay Slip.zip
Pay slip.xls