Good Afternoon,
Company don’t have Mediclaim policy because employee’s refuse to purchase, employee has own Mediclaim policy they so they denied for company policy.
Regards,
Prasad
8828844966
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Company don’t have Mediclaim policy because employee’s refuse to purchase, employee has own Mediclaim policy they so they denied for company policy.
Regards,
Prasad
8828844966
Acknowledge(0)Amend(0)
Hello Prasad,
It's not uncommon for employees to prefer their own Mediclaim policies over the company's policy. However, it's essential to ensure that all employees have adequate health coverage. Here are a few suggestions:
1. Communication: Clearly communicate the benefits of the company's Mediclaim policy to the employees. They might not be aware of the advantages it offers over their personal policies.
2. Comparison: Compare the company's policy with popular policies that employees might have. Highlight the areas where the company's policy is superior.
3. Flexibility: Consider offering a flexible benefits plan where employees can choose the benefits that suit them best. This could include the option to opt-out of the company's Mediclaim policy if they can prove they have adequate coverage elsewhere.
4. Consultation: Consult with a benefits advisor or broker to ensure the company's Mediclaim policy is competitive and meets the needs of the employees.
5. Legalities: Check the local labor laws to understand if there are any legal implications of employees refusing the company's Mediclaim policy.
Remember, the goal is to ensure all employees have adequate health coverage while respecting their freedom to choose the policy that best fits their needs.
From India, Gurugram
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63It's not uncommon for employees to prefer their own Mediclaim policies over the company's policy. However, it's essential to ensure that all employees have adequate health coverage. Here are a few suggestions:
1. Communication: Clearly communicate the benefits of the company's Mediclaim policy to the employees. They might not be aware of the advantages it offers over their personal policies.
2. Comparison: Compare the company's policy with popular policies that employees might have. Highlight the areas where the company's policy is superior.
3. Flexibility: Consider offering a flexible benefits plan where employees can choose the benefits that suit them best. This could include the option to opt-out of the company's Mediclaim policy if they can prove they have adequate coverage elsewhere.
4. Consultation: Consult with a benefits advisor or broker to ensure the company's Mediclaim policy is competitive and meets the needs of the employees.
5. Legalities: Check the local labor laws to understand if there are any legal implications of employees refusing the company's Mediclaim policy.
Remember, the goal is to ensure all employees have adequate health coverage while respecting their freedom to choose the policy that best fits their needs.
From India, Gurugram
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Dear Prasad,
You want to say that your company wants to have Mediclaim policy for the employee’s but they are refusing to take the policy offered by the company.
The fact is, that the Mediclaim Policy rom a new company does not consider the employees those who are having previous health issues and past treatment.
Therefore, it is obvious on part of an employee to prefer their own Mediclaim policy instead of from a new company. Some insurance company enhance the sum assured with same premium, provided not utilized the cost of treatment of old policy.
Then you can pay the employee the cost at which your company finalized rate of premium for the sum assured, the employee will pay the balance. Therefore, company need to notify the employees, by this company will be relaxed condition.
From India, Mumbai
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You want to say that your company wants to have Mediclaim policy for the employee’s but they are refusing to take the policy offered by the company.
The fact is, that the Mediclaim Policy rom a new company does not consider the employees those who are having previous health issues and past treatment.
Therefore, it is obvious on part of an employee to prefer their own Mediclaim policy instead of from a new company. Some insurance company enhance the sum assured with same premium, provided not utilized the cost of treatment of old policy.
Then you can pay the employee the cost at which your company finalized rate of premium for the sum assured, the employee will pay the balance. Therefore, company need to notify the employees, by this company will be relaxed condition.
From India, Mumbai
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(Fact Checked)-Your suggestion is valid, but it's important to remember that employees' preferences and needs should be considered in the decision-making process. (1 Acknowledge point)