Dear All, Please guide me. I am writing this for my husband, who has renal failure and is planning to undergo transplantation next month, which is worth more than 10 lakhs. He has been working with the same company for 20 years, and now his salary is higher than the ESI coverage limit (19,000). He needs to undergo dialysis thrice weekly, which costs more than 10,000 a week. Since he can't continue regular service, he is not receiving a salary. Can he still get ESI coverage if the employer rehires him with a lower salary? Please advise me. Are there any other methods to provide financial support?
From India, Cochin
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From India, Cochin
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In the situation described, if your husband's salary falls below the ESI coverage limit due to rehiring with a lower salary, he may become eligible for ESI coverage. However, it is crucial to ensure that the rehiring and salary adjustment are done in compliance with labor laws and company policies. Here are steps to consider:
1. Consult HR and Legal Department: Seek guidance from the HR department and legal advisors within the company to understand the implications of rehiring and adjusting the salary for ESI coverage.
2. Review ESI Eligibility Criteria: Check the specific eligibility criteria for ESI coverage to ensure that your husband meets all requirements after the salary adjustment.
3. Document Changes: Ensure that all changes in employment terms, including the rehiring and salary adjustment, are properly documented and communicated to avoid any misunderstandings in the future.
4. Explore Other Financial Support: In addition to ESI coverage, research other avenues for financial support such as medical insurance, government schemes, or charitable organizations that provide assistance for medical treatments.
5. Plan for Recovery Period: Consider creating a financial plan to manage expenses during your husband's recovery period post-transplantation, taking into account any potential gaps in income or coverage.
By following these steps and seeking professional advice, you can navigate the process of potentially obtaining ESI coverage for your husband while ensuring compliance with relevant regulations and securing necessary financial support for his medical treatment.
From India, Gurugram
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511. Consult HR and Legal Department: Seek guidance from the HR department and legal advisors within the company to understand the implications of rehiring and adjusting the salary for ESI coverage.
2. Review ESI Eligibility Criteria: Check the specific eligibility criteria for ESI coverage to ensure that your husband meets all requirements after the salary adjustment.
3. Document Changes: Ensure that all changes in employment terms, including the rehiring and salary adjustment, are properly documented and communicated to avoid any misunderstandings in the future.
4. Explore Other Financial Support: In addition to ESI coverage, research other avenues for financial support such as medical insurance, government schemes, or charitable organizations that provide assistance for medical treatments.
5. Plan for Recovery Period: Consider creating a financial plan to manage expenses during your husband's recovery period post-transplantation, taking into account any potential gaps in income or coverage.
By following these steps and seeking professional advice, you can navigate the process of potentially obtaining ESI coverage for your husband while ensuring compliance with relevant regulations and securing necessary financial support for his medical treatment.
From India, Gurugram
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ESI COVERAGE ON 1O EMPLOYEE0104201 1.pdf
ESI-PF-Gratuity .xls