Hi Everyone, Can we get a job in BFSI & NBFC if the CIBIL score is low because now all organizations are checking CIBIL before the joining of employment or releasing an offer letter? If I settle all my loans and credit cards, should I get the job with settlement letters? Kindly help me and guide me. Sincerely, Kiran
From India, Hyderabad
Acknowledge(0)
Amend(0)

Hi, It depends on the Employer ! We can’t predict. However I suggest after settling all loans and credit dues you need to wait for some time and check your Cibil Score before you apply.
From India, Madras
Acknowledge(0)
Amend(0)

Hi Kiran, It is true that many organizations in the BFSI and NBFC sectors are now checking CIBIL scores before offering employment. However, having a low CIBIL score does not necessarily disqualify you from getting a job in these sectors. Settling your loans and credit cards and obtaining settlement letters can demonstrate responsibility and may improve your chances of securing a job. It's important to communicate openly with potential employers about your financial situation and the steps you are taking to improve it. Ultimately, each organization may have its own policies regarding CIBIL scores, so it's best to address this issue directly with the hiring manager during the interview process.

Thanks,

From India, Bangalore
Acknowledge(0)
Amend(0)

CiteHR is an AI-augmented HR knowledge and collaboration platform, enabling HR professionals to solve real-world challenges, validate decisions, and stay ahead through collective intelligence and machine-enhanced guidance. Join Our Platform.







Contact Us Privacy Policy Disclaimer Terms Of Service

All rights reserved @ 2025 CiteHR ®

All Copyright And Trademarks in Posts Held By Respective Owners.