PF Withdrawal in Karnataka: How Can You Use It for Home, Marriage, or More?

Please help me in finding the various ways of PF withdrawal and conditions thereon (like for purchasing land/house, renovation of house, marriage, etc.) especially in Karnataka, if PF has state-wise rules.

Dear Ramesh,

Following are the non-refundable advances from the PF account:

- Financing of life insurance policy
- Purchase of dwelling, construction of dwelling house
- Repayment of loans obtained from state govt., co-op soc., municipal corporation for the purpose of purchase construction of house flat
- Factory establishment has been locked up for more than 15 days
- In case of illness, hospitalization lasting for more than one month
- Marriage, or education post matriculation.

Regards,
Ravindra

Hi Ravindra,

What are the steps to get the PF amount? Because I need it urgently, and how many days does it take if I start the process now once you give me the steps.

Regards,
harshasp

Hi, as you mentioned here that we can do withdrawal for the repayment of a housing loan, can I make such withdrawal to repay an HDFC Housing loan?

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Can an employee withdraw their PF amount without having 6 months' contributions? One of our employees had their PF withdrawal form rejected due to a shorter contribution period. Can we reapply?

Please suggest.

Regards,
Madhuri.