Withdraw the total amount from pf a/c but my pension should not be disturbed

This is a professional site. I would prefer that you write in English rather than using new generation language. This is mainly because we don't have time to get the meaning of what you want to convey by using this text messages
Madhu.T.K

Hi everyone
I worked with TCS bpo for 7 years from Sep 2008 to Jan 2016. In my last month payslip my PF deducted was rs.1044 and PF fund with provisional interest as rs.115112. I sent a mail to HR that i want to withdraw my PF fund. The retirral team sent me documents to withdraw both PF and Pension fund. When i checked with my HR about the money which i will get in claim he told me the same as in my payslip. Can someone tell me is it the same amount i will get totally from both PF and Pension fund or anything more or how much approximately? How to calculate this amount? the rate of interest percentage and growth rate in PF contribution? when i joined my monthly gross was rs.13,833.
Thanks,
Paranthaman

Hi madhu,
I worked in a private organization for 2 years 4 months.I'm not working now. I'm trying to join in government sector. I'm going to apply for pf. In form 10-c(EPS),they have given "Are you willing to accept scheme certificate in lieu of withdrawal benefits?" what should I fill yes or no?
Regards,
Shyamala

If you are joining a government service, then there is no meaning in keeping your pension fund account but you can withdraw it. Therefore, you may write "No", which means that you are not willing to get a scheme certificate but would like to take withdrawal of pension fund.
Madhu.T.K

Hi Madhu,
I have doubt in this is it mandatory to surrender the scheme certificate to the EPF office in case employee getting the new job, but in my experience i have visited to the EPF office regarding the scheme certificate the office personnel told that you have to keep this certificate with you till pensionable service arrive and in case get new job also you have to take one more certificate and submit both to while you are applying the pension attaining the pensionable age, really i have confused in this please clarify me....
Regards
Shivananda VD

You can keep the scheme certificates with you and surrender all the certificates along with your pension claim. There is no executive circular from the EPFO that you can do like this but the officials prefer this. As per law, we are expected to surrender when we join any organisation.
Madhu.T.K

Hi Madhu,
I served for my previous organization for 10+ years and withdraw my PF money. I joined a new organization and got a new PF account. I understood that if somebody is serving for more than 10 years, they are eligible for the PF pension scheme. How enable the pension scheme? How to link my previous service and show the service continuity in my new account?
-Ganesh

You may submit form 10C showing willingness to get scheme certificate in lieu of withdrawal benefits. You can hold the scheme certificate for the time being and submit the same along with the pension claim when you get 58 years of age.
Madhu.T.K

Hi Team,
I served for my previous organization for 10+ years and withdraw my PF money. I joined a new organization and got a new PF account. I understood that if somebody is serving for more than 10 years, they are eligible for the PF pension scheme. How enable the pension scheme? How to link my previous service and show the service continuity in my new account?
-Ganesh

Dear Madhu K,
I joined a new company. While filling up the EPF application, its Mentioned that
12. (A) IF SCHEME CERTIFICATE ISSUED FOR PREVIOUS EMPLOYEMENT, THEN SCHEME CERTIFICATE NUMBER: _ _ _
(B) IF PENSION PAYMENT ORDER (PPO) ISSUED FOR PREVIOUS EMPLOYEMENT, THEN PPO NUMBER: _ _ _
I AM CONTINUING MY PF AND PENSION AMOUNT FROM PREVIOUS COMPANY.
I WOULD LIKE TO KNOW THE POINTS MENTIONED ABOVE (A) & (B).
How to get those two numbers ot it is not required while continuing the PF and Pension amount.