Identify 3 of the greatest challenges that you face in implementing employee benefits

I'm currently a student doing a project on human resource management concerning employee Benefits. If you could identify 3 of the greatest challenges that you face in implementing these employee benefits. Also, give some possible solutions to the problems as well. Thanks in advance..

I don't have three, but I have two. 1.) providing health insurance that the company can afford to offer, especially if the company is small. Some companies split some portion of the cost with the employees, and it helps, but is still cost prohibitive for the employee to take advantage of it, and thus they don't really have a health insurance benefit. 2.) Providing employee retention benefits. Cost of replacing an employee is very expensive. Benefit managers struggle with what is a good incentive to keep current employees. I've seen some company offer expensive watches, autos, etc. at a certain anniversary date with the company. 3.) Someone recently posted they were struggling with sick pay policies, and carry overs of unused sick pay from year before. That seems like a good one for a paper.

Medical Insurance is usually provided by companies irrespective of their size.
their are various ways in which company provides this coverage.
1- Coverage of Medical insurance to family here family means. Employee, spouse and 2 kids abouve 3 months. Amount is insured as per disignation.
i.e Rs. 50000/- per head in a year
2- Comprhensive coverage- tatoal family is covered for i.e- Rs, 100000/-
3- You can analysis about your employees e.g age wise... Normally in small comopany you will find mostly freshers.(1 to 3 yrs of experience) get medical insurance only for them and if they get married to add spouce in this medical slap. you company will save money on this, as those fresher most porbalty will get married 2-3 years down the line.....a nd also your company can market on this