HI Taksheel,
There is amajor difference in medical reimbursement and mediclaim.You can Get medical reimburesment of 15,000 (This can be more but then it taxbale)for your current orgainiztion for which you have to provide all your Medical Bills in orginal and it is applied to any kind of medical Expenditure.
However mediclaim benefit can be availed only if you have mediclaim policy.But to avail this benefit there has to be hospitalization of atlest 24 Hrs ( There are some exceptions to this too like catract surgery).For this you have to submit all your orginal bills along with Orognal discharge summary , Main Hospitalization bill , Prescription by the doctors, and medicine bilss ,Invetigation reports and all.
Mediclaim can be cashless if your insurance compnay has tied up aith any of the TPA or Hospitals directly.But there are also other procedures involved like pre auth And all.
Do revert if you need any more clarification.
WIth regards,
Swarali