Struggling with EPFO: Can I Still Get a Higher Pension After My Previous Employer Closed?

I was employed with a factory from September 1981 and left in March 2008 to work at a different factory. My PF accumulation was transferred to this second factory. However, I left this new factory in February 2015 and rejoined the first one, transferring my PF accumulation back. I retired in July 2015, and my PF amount was settled post-retirement, which led to me starting to receive my PF pension.

Application for Higher Pension

I submitted an application for a higher pension and received an acknowledgment number. However, when my application was sent for joint option by EPFO, it couldn't be approved as the second factory is now closed. The EPFO portal now shows that my application is pending with the regional office. Despite having all records of contributions beyond the ceiling, I am unable to claim my higher pension. Some of my colleagues, who worked during the same period but stayed with the first factory, are now receiving a higher pension.

Pending Case with EPFO

My case is still pending with EPFO, and I would like to know if there is a possibility for approval despite the closure of the second factory.

In your situation, despite the closure of the second factory, there is still a possibility for approval of your higher pension. Here are some practical steps you can take to address this issue:

1. Contact EPFO Regional Office: Reach out to the EPFO regional office where your application is pending. Request an update on the status of your application and inquire about the specific reasons for the delay.

2. Provide Documentation: Ensure you have all the necessary documentation related to your PF contributions, transfers, and retirement details. This includes records of contributions beyond the ceiling and any other relevant paperwork.

3. Seek Clarification on Closure Impact: Inquire with EPFO about the impact of the closure of the second factory on your pension approval process. Understand if there are any alternative procedures or requirements in such cases.

4. Follow Up Regularly: Stay proactive by following up with EPFO at regular intervals to check on the progress of your application. Persistence can often expedite the resolution of such matters.

5. Seek Legal Advice if Necessary: If you encounter persistent delays or challenges in obtaining approval, consider seeking legal advice from a professional well-versed in labor laws and EPFO regulations. They can provide guidance on the best course of action to resolve the issue effectively.