Gratuity Encashment After Five Years: Can Employees Apply Without Resigning?

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An employee can apply for gratuity encashment without resigning after five years of service. If this situation arises, the employer should follow the specific procedure outlined for such cases.
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Gratuity Withdrawal During Employment

Gratuity is a retirement benefit component, so an employee cannot withdraw it partially during their tenure in the organization.
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Gratuity Payment Conditions

Gratuity is payable upon the termination of service after five years of continuous service, as defined in the Act. Retirement is only one of the circumstances under which it is payable. Other cases include resignation, death (where the five-year service requirement is not necessary), and termination by the employer.
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